Michigan · HMDA 2025
Mortgage lenders in Mason County, MI
154 lenders reported 880 home-loan applications in Mason County in 2025. 569 closed as loans ($139.7M), 162 were denied — a 21.3% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 21% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 880
- Loans originated
- 569
- Purchase / refinance
- 248 / 210
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mason County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 67 | 7.6% | — |
| 2 | Fifth Third Bank, National Association 62 out of 100, Moderate | 64 | 7.3% | 34.0% |
| 3 | MORTGAGE 1 INCORPORATED | 54 | 6.1% | — |
| 4 | The Huntington National Bank 59 out of 100, Moderate | 49 | 5.6% | 31.6% |
| 5 | PREFERRED CREDIT UNION 87 out of 100, Very strong | 46 | 5.2% | 14.6% |
| 6 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 44 | 5.0% | 7.3% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 32 | 3.6% | — |
| 8 | PNC Bank, National Association 62 out of 100, Moderate | 26 | 3.0% | 33.8% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 20 | 2.3% | — |
| 10 | 21st Mortgage Corporation | 17 | 1.9% | — |
| 11 | Mortgage Research Center, LLC | 16 | 1.8% | — |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 1.7% | 32.9% |
| 13 | NEWREZ LLC | 15 | 1.7% | — |
| 14 | The Shelby State Bank 73 out of 100, Strong | 14 | 1.6% | 14.9% |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 1.5% | — |
| 16 | FIGURE LENDING LLC | 12 | 1.4% | — |
| 17 | Loandepot.Com, LLC | 11 | 1.3% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.1% | 14.1% |
| 19 | SPRING EQ, LLC | 10 | 1.1% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 1.1% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 10 | 1.1% | — |
| 22 | THE LOAN STORE, INC. | 9 | 1.0% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 9 | 1.0% | — |
| 24 | CALCON MUTUAL MORTGAGE LLC | 9 | 1.0% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 9 | 1.0% | 3.0% |
| 26 | TRIAD FINANCIAL SERVICES, INC. | 8 | 0.9% | — |
| 27 | TAMMAC HOLDINGS CORPORATION | 8 | 0.9% | — |
| 28 | UNION HOME MORTGAGE CORP. | 8 | 0.9% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.8% | 44.7% |
| 30 | AMERICAN PACIFIC MORTGAGE CORPORATION | 7 | 0.8% | — |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 0.8% | — |
| 32 | Broker Solutions, Inc. | 6 | 0.7% | — |
| 33 | GUARANTEED RATE, INC. | 6 | 0.7% | — |
| 34 | GUILD MORTGAGE COMPANY | 6 | 0.7% | — |
| 35 | 4Front Credit Union 54 out of 100, Below average | 6 | 0.7% | 10.0% |
| 36 | CONSUMERS CREDIT UNION | 6 | 0.7% | — |
| 37 | Mercantile Bank 73 out of 100, Strong | 6 | 0.7% | 15.2% |
| 38 | AmeriSave Mortgage Corporation | 5 | 0.6% | — |
| 39 | SOFI BANK, NATIONAL ASSOCIATION | 5 | 0.6% | — |
| 40 | The Dart Bank | 5 | 0.6% | — |
Top 40 of 154 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps