Michigan · HMDA 2025
Mortgage lenders in Kalamazoo County, MI
340 lenders reported 10,359 home-loan applications in Kalamazoo County in 2025. 6,162 closed as loans ($1.3B), 1,678 were denied — a 20.6% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 26% of applications, led by CONSUMERS CREDIT UNION. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 10,359
- Loans originated
- 6,162
- Purchase / refinance
- 2,819 / 1,985
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kalamazoo County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CONSUMERS CREDIT UNION | 1,107 | 10.7% | — |
| 2 | ADVIA Federal Credit Union | 819 | 7.9% | — |
| 3 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 788 | 7.6% | 7.3% |
| 4 | Rocket Mortgage, LLC | 512 | 4.9% | — |
| 5 | ARBOR FINANCIAL CREDIT UNION 55 out of 100, Moderate | 435 | 4.2% | 6.5% |
| 6 | Fifth Third Bank, National Association 62 out of 100, Moderate | 383 | 3.7% | 34.0% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 339 | 3.3% | — |
| 8 | 21st Mortgage Corporation | 331 | 3.2% | — |
| 9 | The Huntington National Bank 59 out of 100, Moderate | 245 | 2.4% | 31.6% |
| 10 | PNC Bank, National Association 62 out of 100, Moderate | 240 | 2.3% | 33.8% |
| 11 | KALSEE CREDIT UNION 70 out of 100, Strong | 192 | 1.9% | 5.0% |
| 12 | Honor Credit Union 70 out of 100, Strong | 178 | 1.7% | 22.6% |
| 13 | MORTGAGE CENTER L.C | 176 | 1.7% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 173 | 1.7% | 14.1% |
| 15 | SUCCESS MORTGAGE PARTNERS, INC. | 171 | 1.7% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 162 | 1.6% | — |
| 17 | NEWREZ LLC | 160 | 1.5% | — |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 154 | 1.5% | — |
| 19 | Mortgage Research Center, LLC | 141 | 1.4% | — |
| 20 | GVC MORTGAGE, INC. | 123 | 1.2% | — |
| 21 | Horizon Bank 72 out of 100, Strong | 121 | 1.2% | 22.7% |
| 22 | FREEDOM MORTGAGE CORPORATION | 105 | 1.0% | — |
| 23 | KELLOGG COMMUNITY CREDIT UNION 88 out of 100, Very strong | 102 | 1.0% | 1.2% |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 98 | 0.9% | — |
| 25 | Mercantile Bank 73 out of 100, Strong | 94 | 0.9% | 15.2% |
| 26 | Comerica Bank | 85 | 0.8% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 83 | 0.8% | — |
| 28 | Flagstar Bank, N.A. 31 out of 100, Low | 83 | 0.8% | 35.1% |
| 29 | FIGURE LENDING LLC | 76 | 0.7% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 75 | 0.7% | 3.0% |
| 31 | UNION HOME MORTGAGE CORP. | 73 | 0.7% | — |
| 32 | Sturgis Bank & Trust Company 56 out of 100, Moderate | 72 | 0.7% | 3.4% |
| 33 | Old National Bank 59 out of 100, Moderate | 66 | 0.6% | 22.1% |
| 34 | AmeriSave Mortgage Corporation | 63 | 0.6% | — |
| 35 | PLANET HOME LENDING, LLC | 62 | 0.6% | — |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 61 | 0.6% | 32.9% |
| 37 | Broker Solutions, Inc. | 57 | 0.6% | — |
| 38 | Loandepot.Com, LLC | 53 | 0.5% | — |
| 39 | Independent Bank 63 out of 100, Moderate | 50 | 0.5% | 17.6% |
| 40 | TAMMAC HOLDINGS CORPORATION | 50 | 0.5% | — |
Top 40 of 340 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps
- Monroe County 7,418 apps