Michigan · HMDA 2025
Mortgage lenders in Ingham County, MI
332 lenders reported 9,948 home-loan applications in Ingham County in 2025. 5,496 closed as loans ($1.1B), 1,671 were denied — a 22.1% denial rate on decided applications, close to the Michigan rate of 22.4%. The three most active lenders handled 26% of applications, led by MICHIGAN STATE UNIVERSITY Federal Credit Union. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,948
- Loans originated
- 5,496
- Purchase / refinance
- 2,947 / 1,357
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ingham County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 1,217 | 12.2% | 20.6% |
| 2 | The Dart Bank | 759 | 7.6% | — |
| 3 | Rocket Mortgage, LLC | 660 | 6.6% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 468 | 4.7% | — |
| 5 | UNION HOME MORTGAGE CORP. | 444 | 4.5% | — |
| 6 | Flagstar Bank, N.A. 31 out of 100, Low | 398 | 4.0% | 35.1% |
| 7 | Fifth Third Bank, National Association 62 out of 100, Moderate | 294 | 3.0% | 34.0% |
| 8 | The Huntington National Bank 59 out of 100, Moderate | 286 | 2.9% | 31.6% |
| 9 | 21st Mortgage Corporation | 190 | 1.9% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 188 | 1.9% | 14.1% |
| 11 | PNC Bank, National Association 62 out of 100, Moderate | 174 | 1.7% | 33.8% |
| 12 | PENNYMAC LOAN SERVICES, LLC | 169 | 1.7% | — |
| 13 | NEWREZ LLC | 131 | 1.3% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 126 | 1.3% | — |
| 15 | Mortgage Research Center, LLC | 123 | 1.2% | — |
| 16 | Lake Trust Credit Union 62 out of 100, Moderate | 117 | 1.2% | 44.1% |
| 17 | CASE Credit Union 62 out of 100, Moderate | 116 | 1.2% | 13.0% |
| 18 | DFCU FINANCIAL | 111 | 1.1% | — |
| 19 | FIGURE LENDING LLC | 110 | 1.1% | — |
| 20 | Independent Bank 63 out of 100, Moderate | 108 | 1.1% | 17.6% |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 99 | 1.0% | — |
| 22 | LAFCU Credit Union 72 out of 100, Strong | 99 | 1.0% | 11.7% |
| 23 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 95 | 1.0% | 7.3% |
| 24 | MORTGAGE CENTER L.C | 92 | 0.9% | — |
| 25 | TRIAD FINANCIAL SERVICES, INC. | 90 | 0.9% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 88 | 0.9% | — |
| 27 | Northpointe Bank 58 out of 100, Moderate | 87 | 0.9% | 10.4% |
| 28 | Broker Solutions, Inc. | 82 | 0.8% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 79 | 0.8% | 44.7% |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 77 | 0.8% | 32.9% |
| 31 | EVERETT FINANCIAL, INC. | 77 | 0.8% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 76 | 0.8% | 3.0% |
| 33 | CONSUMERS CREDIT UNION | 72 | 0.7% | — |
| 34 | Adventure Credit Union 67 out of 100, Moderate | 71 | 0.7% | 10.5% |
| 35 | AmeriSave Mortgage Corporation | 67 | 0.7% | — |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 67 | 0.7% | — |
| 37 | Comerica Bank | 64 | 0.6% | — |
| 38 | GUARANTEED RATE, INC. | 60 | 0.6% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 55 | 0.6% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 53 | 0.5% | — |
Top 40 of 332 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps
- Monroe County 7,418 apps