Michigan · HMDA 2025
Mortgage lenders in Muskegon County, MI
265 lenders reported 8,415 home-loan applications in Muskegon County in 2025. 4,775 closed as loans ($909.5M), 1,312 were denied — a 20.7% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 24% of applications, led by LAKE MICHIGAN CREDIT UNION. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 8,415
- Loans originated
- 4,775
- Purchase / refinance
- 2,204 / 1,588
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Muskegon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 1,043 | 12.4% | 7.3% |
| 2 | Fifth Third Bank, National Association 62 out of 100, Moderate | 485 | 5.8% | 34.0% |
| 3 | The Huntington National Bank 59 out of 100, Moderate | 466 | 5.5% | 31.6% |
| 4 | Rocket Mortgage, LLC | 454 | 5.4% | — |
| 5 | MORTGAGE 1 INCORPORATED | 377 | 4.5% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 371 | 4.4% | — |
| 7 | VAN DYK MORTGAGE CORPORATION | 275 | 3.3% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 214 | 2.5% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 208 | 2.5% | — |
| 10 | PNC Bank, National Association 62 out of 100, Moderate | 185 | 2.2% | 33.8% |
| 11 | 21st Mortgage Corporation | 169 | 2.0% | — |
| 12 | ChoiceOne Bank 61 out of 100, Moderate | 157 | 1.9% | 22.0% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 149 | 1.8% | 14.1% |
| 14 | CONSUMERS CREDIT UNION | 147 | 1.7% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 139 | 1.7% | — |
| 16 | NEWREZ LLC | 135 | 1.6% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 115 | 1.4% | — |
| 18 | Mortgage Research Center, LLC | 113 | 1.3% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 112 | 1.3% | — |
| 20 | T2 FINANCIAL LLC | 97 | 1.2% | — |
| 21 | TOWNE MORTGAGE COMPANY | 93 | 1.1% | — |
| 22 | PLANET HOME LENDING, LLC | 88 | 1.0% | — |
| 23 | FIGURE LENDING LLC | 86 | 1.0% | — |
| 24 | Independent Bank 63 out of 100, Moderate | 81 | 1.0% | 17.6% |
| 25 | LEADERONE FINANCIAL CORPORATION | 74 | 0.9% | — |
| 26 | AmeriSave Mortgage Corporation | 68 | 0.8% | — |
| 27 | Broker Solutions, Inc. | 66 | 0.8% | — |
| 28 | Comerica Bank | 66 | 0.8% | — |
| 29 | Loandepot.Com, LLC | 65 | 0.8% | — |
| 30 | COMMUNITY CHOICE | 64 | 0.8% | — |
| 31 | Route 31 Federal Credit Union 79 out of 100, Strong | 63 | 0.7% | 23.4% |
| 32 | Coastal Community Bank 35 out of 100, Low | 59 | 0.7% | 3.0% |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 58 | 0.7% | — |
| 34 | FAMILY FINANCIAL CREDIT UNION 66 out of 100, Moderate | 56 | 0.7% | 33.9% |
| 35 | SUCCESS MORTGAGE PARTNERS, INC. | 55 | 0.7% | — |
| 36 | MMS MORTGAGE SERVICES, LTD. | 55 | 0.7% | — |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 53 | 0.6% | 32.9% |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 51 | 0.6% | — |
| 39 | SPRING EQ, LLC | 46 | 0.5% | — |
| 40 | Best Financial Credit Union 63 out of 100, Moderate | 43 | 0.5% | 0.0% |
Top 40 of 265 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- St. Clair County 7,949 apps
- Monroe County 7,418 apps