Michigan · HMDA 2025
Mortgage lenders in Wayne County, MI
518 lenders reported 66,469 home-loan applications in Wayne County in 2025. 33,667 closed as loans ($7.3B), 14,079 were denied — a 28.0% denial rate on decided applications, above the Michigan rate of 22.4%. The three most active lenders handled 24% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 66,469
- Loans originated
- 33,667
- Purchase / refinance
- 16,170 / 10,775
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wayne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 7,368 | 11.1% | — |
| 2 | Rocket Mortgage, LLC | 6,596 | 9.9% | — |
| 3 | Citizens Bank, National Association 54 out of 100, Below average | 2,254 | 3.4% | 32.5% |
| 4 | The Huntington National Bank 59 out of 100, Moderate | 2,150 | 3.2% | 31.6% |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2,116 | 3.2% | 14.1% |
| 6 | DFCU FINANCIAL | 2,104 | 3.2% | — |
| 7 | Kiavi Funding, Inc. | 1,259 | 1.9% | — |
| 8 | Bank of America, National Association 59 out of 100, Moderate | 1,193 | 1.8% | 44.7% |
| 9 | MICHIGAN FIRST CREDIT UNION 72 out of 100, Strong | 1,131 | 1.7% | 42.1% |
| 10 | Fifth Third Bank, National Association 62 out of 100, Moderate | 1,079 | 1.6% | 34.0% |
| 11 | Flagstar Bank, N.A. 31 out of 100, Low | 1,045 | 1.6% | 35.1% |
| 12 | NEWREZ LLC | 1,041 | 1.6% | — |
| 13 | PNC Bank, National Association 62 out of 100, Moderate | 980 | 1.5% | 33.8% |
| 14 | PENNYMAC LOAN SERVICES, LLC | 976 | 1.5% | — |
| 15 | 21st Mortgage Corporation | 907 | 1.4% | — |
| 16 | Comerica Bank | 873 | 1.3% | — |
| 17 | TRIAD FINANCIAL SERVICES, INC. | 782 | 1.2% | — |
| 18 | AmeriSave Mortgage Corporation | 705 | 1.1% | — |
| 19 | COMMUNITY FINANCIAL CREDIT UNION | 694 | 1.0% | — |
| 20 | Broker Solutions, Inc. | 681 | 1.0% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 670 | 1.0% | — |
| 22 | GUARANTEED RATE, INC. | 668 | 1.0% | — |
| 23 | CREDIT UNION ONE 76 out of 100, Strong | 662 | 1.0% | 29.5% |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 656 | 1.0% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 634 | 1.0% | 3.0% |
| 26 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 621 | 0.9% | 7.3% |
| 27 | STAUNTON FINANCIAL, INC. | 584 | 0.9% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 575 | 0.9% | — |
| 29 | Mortgage Research Center, LLC | 574 | 0.9% | — |
| 30 | COMMUNITY CHOICE | 571 | 0.9% | — |
| 31 | FREEDOM MORTGAGE CORPORATION | 566 | 0.9% | — |
| 32 | Loandepot.Com, LLC | 557 | 0.8% | — |
| 33 | FIGURE LENDING LLC | 550 | 0.8% | — |
| 34 | MORTGAGE 1 INCORPORATED | 544 | 0.8% | — |
| 35 | First Merchants Bank 58 out of 100, Moderate | 537 | 0.8% | 19.8% |
| 36 | MORTGAGE CENTER L.C | 535 | 0.8% | — |
| 37 | Public Service Credit Union | 527 | 0.8% | — |
| 38 | THE LOAN STORE, INC. | 520 | 0.8% | — |
| 39 | Navy Federal Credit Union 66 out of 100, Moderate | 516 | 0.8% | 32.9% |
| 40 | UNION HOME MORTGAGE CORP. | 505 | 0.8% | — |
Top 40 of 518 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps
- Monroe County 7,418 apps