Michigan · HMDA 2025
Mortgage lenders in Livingston County, MI
320 lenders reported 9,373 home-loan applications in Livingston County in 2025. 5,580 closed as loans ($1.5B), 1,357 were denied — a 18.6% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 20% of applications, led by Rocket Mortgage, LLC. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,373
- Loans originated
- 5,580
- Purchase / refinance
- 2,321 / 1,747
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Livingston County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 770 | 8.2% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 623 | 6.6% | — |
| 3 | The Huntington National Bank 59 out of 100, Moderate | 497 | 5.3% | 31.6% |
| 4 | LOC Credit Union 74 out of 100, Strong | 311 | 3.3% | 33.0% |
| 5 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 290 | 3.1% | 7.3% |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 250 | 2.7% | 14.1% |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 221 | 2.4% | — |
| 8 | Fifth Third Bank, National Association 62 out of 100, Moderate | 209 | 2.2% | 34.0% |
| 9 | DFCU FINANCIAL | 202 | 2.2% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 197 | 2.1% | — |
| 11 | Lake Trust Credit Union 62 out of 100, Moderate | 197 | 2.1% | 44.1% |
| 12 | MORTGAGE CENTER L.C | 192 | 2.0% | — |
| 13 | PNC Bank, National Association 62 out of 100, Moderate | 174 | 1.9% | 33.8% |
| 14 | Citizens Bank, National Association 54 out of 100, Below average | 169 | 1.8% | 32.5% |
| 15 | UNION HOME MORTGAGE CORP. | 158 | 1.7% | — |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 150 | 1.6% | 44.7% |
| 17 | The Dart Bank | 148 | 1.6% | — |
| 18 | 21st Mortgage Corporation | 136 | 1.5% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 135 | 1.4% | — |
| 20 | NEWREZ LLC | 131 | 1.4% | — |
| 21 | STAUNTON FINANCIAL, INC. | 125 | 1.3% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 120 | 1.3% | — |
| 23 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 118 | 1.3% | 20.6% |
| 24 | GREENSTATE Credit Union 50 out of 100, Below average | 105 | 1.1% | 10.1% |
| 25 | Flagstar Bank, N.A. 31 out of 100, Low | 100 | 1.1% | 35.1% |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 99 | 1.1% | — |
| 27 | Genisys Credit Union 81 out of 100, Strong | 94 | 1.0% | 18.7% |
| 28 | Mortgage Research Center, LLC | 90 | 1.0% | — |
| 29 | FREEDOM MORTGAGE CORPORATION | 89 | 0.9% | — |
| 30 | CREDIT UNION ONE 76 out of 100, Strong | 87 | 0.9% | 29.5% |
| 31 | SPRING EQ, LLC | 85 | 0.9% | — |
| 32 | COMMUNITY FINANCIAL CREDIT UNION | 79 | 0.8% | — |
| 33 | MORTGAGE 1 INCORPORATED | 78 | 0.8% | — |
| 34 | FIGURE LENDING LLC | 77 | 0.8% | — |
| 35 | First Merchants Bank 58 out of 100, Moderate | 75 | 0.8% | 19.8% |
| 36 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 71 | 0.8% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 71 | 0.8% | 3.0% |
| 38 | Comerica Bank | 66 | 0.7% | — |
| 39 | THE LOAN STORE, INC. | 61 | 0.7% | — |
| 40 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 58 | 0.6% | — |
Top 40 of 320 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps
- Monroe County 7,418 apps