Michigan · HMDA 2025
Mortgage lenders in Genesee County, MI
341 lenders reported 16,559 home-loan applications in Genesee County in 2025. 8,751 closed as loans ($1.6B), 2,622 were denied — a 22.1% denial rate on decided applications, close to the Michigan rate of 22.4%. The three most active lenders handled 19% of applications, led by Rocket Mortgage, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 16,559
- Loans originated
- 8,751
- Purchase / refinance
- 4,319 / 2,550
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Genesee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 1,176 | 7.1% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,036 | 6.3% | — |
| 3 | The Huntington National Bank 59 out of 100, Moderate | 999 | 6.0% | 31.6% |
| 4 | Dort Financial Credit Union 64 out of 100, Moderate | 856 | 5.2% | 20.0% |
| 5 | PRESTON HOME LOANS INC | 706 | 4.3% | — |
| 6 | ELGA CREDIT UNION 75 out of 100, Strong | 517 | 3.1% | 19.0% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 398 | 2.4% | — |
| 8 | Genisys Credit Union 81 out of 100, Strong | 385 | 2.3% | 18.7% |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 383 | 2.3% | — |
| 10 | NEWREZ LLC | 378 | 2.3% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 348 | 2.1% | 14.1% |
| 12 | FINANCIAL PLUS CREDIT UNION | 338 | 2.0% | — |
| 13 | J. VIRGIL, INC. | 326 | 2.0% | — |
| 14 | Fifth Third Bank, National Association 62 out of 100, Moderate | 301 | 1.8% | 34.0% |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 290 | 1.8% | — |
| 16 | PLANET HOME LENDING, LLC | 269 | 1.6% | — |
| 17 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 252 | 1.5% | 7.3% |
| 18 | NATIONSTAR MORTGAGE LLC | 238 | 1.4% | — |
| 19 | 21st Mortgage Corporation | 214 | 1.3% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 211 | 1.3% | — |
| 21 | Mortgage Research Center, LLC | 201 | 1.2% | — |
| 22 | DAS Acquisition Company, LLC | 192 | 1.2% | — |
| 23 | BLG HOLDINGS, INC. | 187 | 1.1% | — |
| 24 | Broker Solutions, Inc. | 179 | 1.1% | — |
| 25 | Citizens Bank, National Association 54 out of 100, Below average | 174 | 1.1% | 32.5% |
| 26 | Coastal Community Bank 35 out of 100, Low | 159 | 1.0% | 3.0% |
| 27 | First State Bank 63 out of 100, Moderate | 158 | 1.0% | 4.6% |
| 28 | AmeriSave Mortgage Corporation | 143 | 0.9% | — |
| 29 | FIGURE LENDING LLC | 141 | 0.9% | — |
| 30 | CREDIT UNION ONE 76 out of 100, Strong | 140 | 0.8% | 29.5% |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 128 | 0.8% | — |
| 32 | MORTGAGE 1 INCORPORATED | 125 | 0.8% | — |
| 33 | UNION HOME MORTGAGE CORP. | 125 | 0.8% | — |
| 34 | ChoiceOne Bank 61 out of 100, Moderate | 125 | 0.8% | 22.0% |
| 35 | The Dart Bank | 123 | 0.7% | — |
| 36 | PNC Bank, National Association 62 out of 100, Moderate | 122 | 0.7% | 33.8% |
| 37 | Flagstar Bank, N.A. 31 out of 100, Low | 122 | 0.7% | 35.1% |
| 38 | Loandepot.Com, LLC | 113 | 0.7% | — |
| 39 | SECURITY CREDIT UNION 58 out of 100, Moderate | 110 | 0.7% | 26.0% |
| 40 | Zippy Loans, LLC | 105 | 0.6% | — |
Top 40 of 341 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps
- Monroe County 7,418 apps