Michigan · HMDA 2025
Mortgage lenders in Macomb County, MI
430 lenders reported 38,549 home-loan applications in Macomb County in 2025. 21,475 closed as loans ($4.8B), 6,872 were denied — a 23.3% denial rate on decided applications, close to the Michigan rate of 22.4%. The three most active lenders handled 26% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 38,549
- Loans originated
- 21,475
- Purchase / refinance
- 10,154 / 7,094
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Macomb County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 4,572 | 11.9% | — |
| 2 | Rocket Mortgage, LLC | 3,492 | 9.1% | — |
| 3 | MICHIGAN SCHOOLS AND GOVERNMENT | 1,898 | 4.9% | — |
| 4 | The Huntington National Bank 59 out of 100, Moderate | 1,763 | 4.6% | 31.6% |
| 5 | Citizens Bank, National Association 54 out of 100, Below average | 1,265 | 3.3% | 32.5% |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,052 | 2.7% | 14.1% |
| 7 | 21st Mortgage Corporation | 998 | 2.6% | — |
| 8 | MORTGAGE 1 INCORPORATED | 821 | 2.1% | — |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 750 | 1.9% | 44.7% |
| 10 | NEWREZ LLC | 738 | 1.9% | — |
| 11 | Genisys Credit Union 81 out of 100, Strong | 695 | 1.8% | 18.7% |
| 12 | PNC Bank, National Association 62 out of 100, Moderate | 687 | 1.8% | 33.8% |
| 13 | Flagstar Bank, N.A. 31 out of 100, Low | 685 | 1.8% | 35.1% |
| 14 | Fifth Third Bank, National Association 62 out of 100, Moderate | 676 | 1.8% | 34.0% |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 632 | 1.6% | — |
| 16 | CREDIT UNION ONE 76 out of 100, Strong | 605 | 1.6% | 29.5% |
| 17 | PENNYMAC LOAN SERVICES, LLC | 592 | 1.5% | — |
| 18 | Comerica Bank | 588 | 1.5% | — |
| 19 | UNION HOME MORTGAGE CORP. | 551 | 1.4% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 526 | 1.4% | — |
| 21 | GUARANTEED RATE, INC. | 505 | 1.3% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 437 | 1.1% | — |
| 23 | First State Bank 63 out of 100, Moderate | 427 | 1.1% | 4.6% |
| 24 | MORTGAGE CENTER L.C | 398 | 1.0% | — |
| 25 | THE LOAN STORE, INC. | 383 | 1.0% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 357 | 0.9% | — |
| 27 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 340 | 0.9% | 7.3% |
| 28 | Coastal Community Bank 35 out of 100, Low | 336 | 0.9% | 3.0% |
| 29 | Mortgage Research Center, LLC | 335 | 0.9% | — |
| 30 | Christian Financial Credit Union 66 out of 100, Moderate | 321 | 0.8% | 36.7% |
| 31 | MICHIGAN FIRST CREDIT UNION 72 out of 100, Strong | 311 | 0.8% | 42.1% |
| 32 | FIGURE LENDING LLC | 298 | 0.8% | — |
| 33 | CROSSCOUNTRY MORTGAGE, INC. | 281 | 0.7% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 278 | 0.7% | — |
| 35 | SPRING EQ, LLC | 263 | 0.7% | — |
| 36 | Loandepot.Com, LLC | 260 | 0.7% | — |
| 37 | AmeriSave Mortgage Corporation | 245 | 0.6% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 224 | 0.6% | 32.9% |
| 39 | STAUNTON FINANCIAL, INC. | 205 | 0.5% | — |
| 40 | Broker Solutions, Inc. | 195 | 0.5% | — |
Top 40 of 430 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps
- Monroe County 7,418 apps