Michigan · HMDA 2025
Mortgage lenders in Washtenaw County, MI
373 lenders reported 12,725 home-loan applications in Washtenaw County in 2025. 7,140 closed as loans ($2.4B), 1,912 were denied — a 19.9% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 17% of applications, led by Rocket Mortgage, LLC. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 12,725
- Loans originated
- 7,140
- Purchase / refinance
- 3,447 / 2,119
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washtenaw County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 848 | 6.7% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 685 | 5.4% | — |
| 3 | UNIVERSITY OF MICHIGAN CREDIT UNION 61 out of 100, Moderate | 621 | 4.9% | 7.1% |
| 4 | The Huntington National Bank 59 out of 100, Moderate | 564 | 4.4% | 31.6% |
| 5 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 424 | 3.3% | 7.3% |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 414 | 3.3% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 402 | 3.2% | 14.1% |
| 8 | DFCU FINANCIAL | 329 | 2.6% | — |
| 9 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 320 | 2.5% | — |
| 10 | First Merchants Bank 58 out of 100, Moderate | 315 | 2.5% | 19.8% |
| 11 | University Bank 60 out of 100, Moderate | 280 | 2.2% | 4.9% |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 277 | 2.2% | 44.7% |
| 13 | PENNYMAC LOAN SERVICES, LLC | 271 | 2.1% | — |
| 14 | 21st Mortgage Corporation | 257 | 2.0% | — |
| 15 | PNC Bank, National Association 62 out of 100, Moderate | 254 | 2.0% | 33.8% |
| 16 | STAUNTON FINANCIAL, INC. | 239 | 1.9% | — |
| 17 | Old National Bank 59 out of 100, Moderate | 238 | 1.9% | 22.1% |
| 18 | NEWREZ LLC | 212 | 1.7% | — |
| 19 | Citizens Bank, National Association 54 out of 100, Below average | 201 | 1.6% | 32.5% |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 172 | 1.4% | — |
| 21 | Fifth Third Bank, National Association 62 out of 100, Moderate | 171 | 1.3% | 34.0% |
| 22 | NATIONSTAR MORTGAGE LLC | 166 | 1.3% | — |
| 23 | The Dart Bank | 153 | 1.2% | — |
| 24 | PULTE MORTGAGE LLC | 135 | 1.1% | — |
| 25 | CREDIT UNION ONE 76 out of 100, Strong | 114 | 0.9% | 29.5% |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 112 | 0.9% | — |
| 27 | Bank of Ann Arbor 82 out of 100, Strong | 109 | 0.9% | 5.8% |
| 28 | Comerica Bank | 108 | 0.8% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 106 | 0.8% | 3.0% |
| 30 | THE LOAN STORE, INC. | 105 | 0.8% | — |
| 31 | Lake Trust Credit Union 62 out of 100, Moderate | 104 | 0.8% | 44.1% |
| 32 | Flagstar Bank, N.A. 31 out of 100, Low | 103 | 0.8% | 35.1% |
| 33 | FIGURE LENDING LLC | 102 | 0.8% | — |
| 34 | MORTGAGE CENTER L.C | 89 | 0.7% | — |
| 35 | Genisys Credit Union 81 out of 100, Strong | 84 | 0.7% | 18.7% |
| 36 | UNION HOME MORTGAGE CORP. | 83 | 0.7% | — |
| 37 | MICHIGAN EDUCATIONAL | 82 | 0.6% | — |
| 38 | MORTGAGE 1 INCORPORATED | 82 | 0.6% | — |
| 39 | M/I FINANCIAL, LLC | 82 | 0.6% | — |
| 40 | FREEDOM MORTGAGE CORPORATION | 81 | 0.6% | — |
Top 40 of 373 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps
- Monroe County 7,418 apps