Michigan · HMDA 2025
Mortgage lenders in Missaukee County, MI
110 lenders reported 597 home-loan applications in Missaukee County in 2025. 336 closed as loans ($61.9M), 107 were denied — a 23.3% denial rate on decided applications, close to the Michigan rate of 22.4%. The three most active lenders handled 27% of applications, led by The Huntington National Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 597
- Loans originated
- 336
- Purchase / refinance
- 139 / 112
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Missaukee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 66 | 11.1% | 31.6% |
| 2 | Fifth Third Bank, National Association 62 out of 100, Moderate | 49 | 8.2% | 34.0% |
| 3 | Horizon Bank 72 out of 100, Strong | 46 | 7.7% | 22.7% |
| 4 | Rocket Mortgage, LLC | 43 | 7.2% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 41 | 6.9% | — |
| 6 | GUILD MORTGAGE COMPANY | 18 | 3.0% | — |
| 7 | Independent Bank 63 out of 100, Moderate | 17 | 2.8% | 17.6% |
| 8 | Mortgage Research Center, LLC | 16 | 2.7% | — |
| 9 | 4Front Credit Union 54 out of 100, Below average | 16 | 2.7% | 10.0% |
| 10 | FREEDOM MORTGAGE CORPORATION | 13 | 2.2% | — |
| 11 | CARRINGTON MORTGAGE SERVICES, LLC | 11 | 1.8% | — |
| 12 | NEWREZ LLC | 10 | 1.7% | — |
| 13 | J. VIRGIL, INC. | 10 | 1.7% | — |
| 14 | GreenStone Farm Credit Services, FLCA | 10 | 1.7% | — |
| 15 | Mercantile Bank 73 out of 100, Strong | 10 | 1.7% | 15.2% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 1.5% | — |
| 17 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 9 | 1.5% | 7.3% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 1.3% | 32.9% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.3% | 14.1% |
| 20 | Loandepot.Com, LLC | 8 | 1.3% | — |
| 21 | FIGURE LENDING LLC | 8 | 1.3% | — |
| 22 | MORTGAGE 1 INCORPORATED | 7 | 1.2% | — |
| 23 | NEW DAY FINANCIAL, LLC | 7 | 1.2% | — |
| 24 | Broker Solutions, Inc. | 6 | 1.0% | — |
| 25 | PENNYMAC LOAN SERVICES, LLC | 6 | 1.0% | — |
| 26 | AmeriSave Mortgage Corporation | 5 | 0.8% | — |
| 27 | UNION HOME MORTGAGE CORP. | 5 | 0.8% | — |
| 28 | GUARANTEED RATE, INC. | 4 | 0.7% | — |
| 29 | DOW CREDIT UNION 73 out of 100, Strong | 4 | 0.7% | 11.1% |
| 30 | AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | 0.7% | — |
| 31 | MORTGAGE CENTER L.C | 4 | 0.7% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.5% | — |
| 33 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 0.5% | 39.5% |
| 34 | West Michigan Credit Union | 3 | 0.5% | — |
| 35 | MICHIGAN FIRST CREDIT UNION 72 out of 100, Strong | 3 | 0.5% | 42.1% |
| 36 | PLANET HOME LENDING, LLC | 3 | 0.5% | — |
| 37 | ZILLOW HOME LOANS, LLC | 3 | 0.5% | — |
| 38 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 3 | 0.5% | 20.6% |
| 39 | NATIONSTAR MORTGAGE LLC | 3 | 0.5% | — |
| 40 | Coastal Community Bank 35 out of 100, Low | 3 | 0.5% | 3.0% |
Top 40 of 110 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps