Minnesota · HMDA 2025
Mortgage lenders in Aitkin County, MN
170 lenders reported 822 home-loan applications in Aitkin County in 2025. 478 closed as loans ($120.7M), 104 were denied — a 17.4% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 18% of applications, led by Members Cooperative Credit Union. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 822
- Loans originated
- 478
- Purchase / refinance
- 254 / 123
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Aitkin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Members Cooperative Credit Union | 61 | 7.4% | — |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 45 | 5.5% | 39.5% |
| 3 | Deerwood Bank 68 out of 100, Moderate | 38 | 4.6% | 5.2% |
| 4 | Rocket Mortgage, LLC | 35 | 4.3% | — |
| 5 | Northview Bank 74 out of 100, Strong | 33 | 4.0% | 23.1% |
| 6 | AFFINITY PLUS | 30 | 3.6% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 3.3% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 23 | 2.8% | — |
| 9 | NEWREZ LLC | 22 | 2.7% | — |
| 10 | Granite Bank 53 out of 100, Below average | 20 | 2.4% | 6.2% |
| 11 | Blaze Credit Union 61 out of 100, Moderate | 19 | 2.3% | 14.3% |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 18 | 2.2% | — |
| 13 | Old National Bank 59 out of 100, Moderate | 16 | 1.9% | 22.1% |
| 14 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 16 | 1.9% | 22.2% |
| 15 | Bell Bank 59 out of 100, Moderate | 14 | 1.7% | 7.1% |
| 16 | Tradition Mortgage, LLC | 13 | 1.6% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 13 | 1.6% | — |
| 18 | Broker Solutions, Inc. | 11 | 1.3% | — |
| 19 | FIGURE LENDING LLC | 11 | 1.3% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 11 | 1.3% | — |
| 21 | GUARANTEED RATE, INC. | 10 | 1.2% | — |
| 22 | Fairway Independent Mortgage Corporation | 9 | 1.1% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.0% | 14.1% |
| 24 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 1.0% | 22.2% |
| 25 | Loandepot.Com, LLC | 8 | 1.0% | — |
| 26 | Wings Financial Credit Union | 8 | 1.0% | — |
| 27 | Frandsen Bank & Trust 71 out of 100, Strong | 7 | 0.9% | 7.9% |
| 28 | Synergy One Lending, Inc. | 6 | 0.7% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.7% | — |
| 30 | Alerus Financial, National Association 70 out of 100, Strong | 6 | 0.7% | 10.1% |
| 31 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.7% | — |
| 32 | PLAZA HOME MORTGAGE, INC. | 6 | 0.7% | — |
| 33 | Mortgage Research Center, LLC | 5 | 0.6% | — |
| 34 | SPRING EQ, LLC | 5 | 0.6% | — |
| 35 | COMPEER FINANCIAL, FLCA | 5 | 0.6% | — |
| 36 | Royal Credit Union 73 out of 100, Strong | 5 | 0.6% | 11.3% |
| 37 | BETTER MORTGAGE CORPORATION | 5 | 0.6% | — |
| 38 | CMG MORTGAGE, INC. | 4 | 0.5% | — |
| 39 | Discover Bank | 4 | 0.5% | — |
| 40 | Connexus Credit Union 37 out of 100, Low | 4 | 0.5% | 60.0% |
Top 40 of 170 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps