Minnesota · HMDA 2025
Mortgage lenders in Crow Wing County, MN
246 lenders reported 2,996 home-loan applications in Crow Wing County in 2025. 1,786 closed as loans ($513.5M), 347 were denied — a 15.8% denial rate on decided applications, close to the Minnesota rate of 16.2%. The three most active lenders handled 17% of applications, led by U.S. Bank National Association. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,996
- Loans originated
- 1,786
- Purchase / refinance
- 986 / 514
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Crow Wing County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 199 | 6.6% | 39.5% |
| 2 | Deerwood Bank 68 out of 100, Moderate | 191 | 6.4% | 5.2% |
| 3 | Rocket Mortgage, LLC | 127 | 4.2% | — |
| 4 | AFFINITY PLUS | 112 | 3.7% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 107 | 3.6% | — |
| 6 | Granite Bank 53 out of 100, Below average | 93 | 3.1% | 6.2% |
| 7 | First Western Bank & Trust 55 out of 100, Moderate | 85 | 2.8% | 5.4% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 82 | 2.7% | — |
| 9 | NEWREZ LLC | 75 | 2.5% | — |
| 10 | Wings Financial Credit Union | 61 | 2.0% | — |
| 11 | Frandsen Bank & Trust 71 out of 100, Strong | 61 | 2.0% | 7.9% |
| 12 | National Bank of Commerce 70 out of 100, Strong | 58 | 1.9% | 4.8% |
| 13 | NATIONSTAR MORTGAGE LLC | 50 | 1.7% | — |
| 14 | 21st Mortgage Corporation | 49 | 1.6% | — |
| 15 | Mortgage Research Center, LLC | 49 | 1.6% | — |
| 16 | Old National Bank 59 out of 100, Moderate | 48 | 1.6% | 22.1% |
| 17 | PLAZA HOME MORTGAGE, INC. | 48 | 1.6% | — |
| 18 | Bell Bank 59 out of 100, Moderate | 46 | 1.5% | 7.1% |
| 19 | Luminate Bank 47 out of 100, Below average | 45 | 1.5% | 4.3% |
| 20 | Broker Solutions, Inc. | 44 | 1.5% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 40 | 1.3% | 14.1% |
| 22 | American National Bank of Minnesota 65 out of 100, Moderate | 39 | 1.3% | 3.4% |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 38 | 1.3% | — |
| 24 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 38 | 1.3% | 22.2% |
| 25 | Fairway Independent Mortgage Corporation | 36 | 1.2% | — |
| 26 | Prosperity Home Mortgage, LLC | 36 | 1.2% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 36 | 1.2% | — |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 34 | 1.1% | 22.2% |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 34 | 1.1% | — |
| 30 | Blaze Credit Union 61 out of 100, Moderate | 28 | 0.9% | 14.3% |
| 31 | Loandepot.Com, LLC | 27 | 0.9% | — |
| 32 | Servion, Inc. | 25 | 0.8% | — |
| 33 | SPRING EQ, LLC | 24 | 0.8% | — |
| 34 | EVERETT FINANCIAL, INC. | 24 | 0.8% | — |
| 35 | GUARANTEED RATE, INC. | 23 | 0.8% | — |
| 36 | Members Cooperative Credit Union | 23 | 0.8% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 21 | 0.7% | — |
| 38 | AmeriSave Mortgage Corporation | 19 | 0.6% | — |
| 39 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 18 | 0.6% | — |
| 40 | Tradition Mortgage, LLC | 18 | 0.6% | — |
Top 40 of 246 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps