Minnesota · HMDA 2025
Mortgage lenders in Blue Earth County, MN
182 lenders reported 1,770 home-loan applications in Blue Earth County in 2025. 1,087 closed as loans ($321.5M), 200 were denied — a 14.9% denial rate on decided applications, below the Minnesota rate of 16.2%. The three most active lenders handled 23% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,770
- Loans originated
- 1,087
- Purchase / refinance
- 629 / 309
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Blue Earth County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 216 | 12.2% | — |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 109 | 6.2% | 39.5% |
| 3 | CROSSCOUNTRY MORTGAGE, INC. | 85 | 4.8% | — |
| 4 | Rocket Mortgage, LLC | 75 | 4.2% | — |
| 5 | AFFINITY PLUS | 68 | 3.8% | — |
| 6 | Community Bank Mankato 47 out of 100, Below average | 52 | 2.9% | 6.4% |
| 7 | Minnesota Valley Federal Credit Union 77 out of 100, Strong | 50 | 2.8% | 5.2% |
| 8 | Luminate Bank 47 out of 100, Below average | 44 | 2.5% | 4.3% |
| 9 | The Huntington National Bank 59 out of 100, Moderate | 41 | 2.3% | 31.6% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 40 | 2.3% | — |
| 11 | TRIAD FINANCIAL SERVICES, INC. | 40 | 2.3% | — |
| 12 | Mortgage Research Center, LLC | 35 | 2.0% | — |
| 13 | Old National Bank 59 out of 100, Moderate | 34 | 1.9% | 22.1% |
| 14 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 33 | 1.9% | 22.2% |
| 15 | 21st Mortgage Corporation | 32 | 1.8% | — |
| 16 | Minnstar Bank National Association 70 out of 100, Strong | 32 | 1.8% | 1.7% |
| 17 | NEWREZ LLC | 29 | 1.6% | — |
| 18 | BankVista | 28 | 1.6% | — |
| 19 | Frandsen Bank & Trust 71 out of 100, Strong | 27 | 1.5% | 7.9% |
| 20 | Pioneer Bank 71 out of 100, Strong | 24 | 1.4% | 6.4% |
| 21 | Broker Solutions, Inc. | 23 | 1.3% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 22 | 1.2% | — |
| 23 | BANKWEST, INC. 38 out of 100, Low | 21 | 1.2% | 48.6% |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 1.1% | 14.1% |
| 25 | SOUTHPOINT FINANCIAL | 20 | 1.1% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 19 | 1.1% | — |
| 27 | First National Bank Minnesota 64 out of 100, Moderate | 18 | 1.0% | 16.9% |
| 28 | FIGURE LENDING LLC | 17 | 1.0% | — |
| 29 | COMPEER FINANCIAL, FLCA | 17 | 1.0% | — |
| 30 | KIND LENDING, LLC | 17 | 1.0% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 0.8% | 32.9% |
| 32 | Coastal Community Bank 35 out of 100, Low | 15 | 0.8% | 3.0% |
| 33 | PLAZA HOME MORTGAGE, INC. | 13 | 0.7% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 13 | 0.7% | — |
| 35 | Luminate Home Loans, Inc. | 13 | 0.7% | — |
| 36 | PLANET HOME LENDING, LLC | 12 | 0.7% | — |
| 37 | Plains Commerce Bank 59 out of 100, Moderate | 12 | 0.7% | 10.0% |
| 38 | Citizens Community Federal National Association 50 out of 100, Below average | 12 | 0.7% | 9.4% |
| 39 | Bell Bank 59 out of 100, Moderate | 11 | 0.6% | 7.1% |
| 40 | Discover Bank | 10 | 0.6% | — |
Top 40 of 182 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps