Minnesota · HMDA 2025
Mortgage lenders in Douglas County, MN
183 lenders reported 1,287 home-loan applications in Douglas County in 2025. 798 closed as loans ($254.0M), 141 were denied — a 14.3% denial rate on decided applications, below the Minnesota rate of 16.2%. The three most active lenders handled 23% of applications, led by Bell Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,287
- Loans originated
- 798
- Purchase / refinance
- 423 / 209
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Douglas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bell Bank 59 out of 100, Moderate | 174 | 13.5% | 7.1% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 61 | 4.7% | 39.5% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 55 | 4.3% | — |
| 4 | Gate City Bank | 54 | 4.2% | — |
| 5 | Rocket Mortgage, LLC | 51 | 4.0% | — |
| 6 | Old National Bank 59 out of 100, Moderate | 48 | 3.7% | 22.1% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 46 | 3.6% | — |
| 8 | AFFINITY PLUS | 45 | 3.5% | — |
| 9 | TRIAD FINANCIAL SERVICES, INC. | 32 | 2.5% | — |
| 10 | First Western Bank & Trust 55 out of 100, Moderate | 31 | 2.4% | 5.4% |
| 11 | IOWA BANKERS MORTGAGE CORPORATION | 29 | 2.3% | — |
| 12 | Bremer Bank, National Association | 28 | 2.2% | — |
| 13 | MAGNIFI FINANCIAL CREDIT UNION 68 out of 100, Moderate | 24 | 1.9% | 12.6% |
| 14 | NEWREZ LLC | 23 | 1.8% | — |
| 15 | PREMIER MORTGAGE RESOURCES, L.L.C. | 22 | 1.7% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 22 | 1.7% | — |
| 17 | Mortgage Research Center, LLC | 18 | 1.4% | — |
| 18 | PLAZA HOME MORTGAGE, INC. | 18 | 1.4% | — |
| 19 | Truist Bank 63 out of 100, Moderate | 15 | 1.2% | 40.8% |
| 20 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 15 | 1.2% | 22.2% |
| 21 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 15 | 1.2% | — |
| 22 | Neighborhood National Bank 56 out of 100, Moderate | 14 | 1.1% | 5.6% |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.0% | 14.1% |
| 24 | Broker Solutions, Inc. | 13 | 1.0% | — |
| 25 | American National Bank of Minnesota 65 out of 100, Moderate | 13 | 1.0% | 3.4% |
| 26 | Merchants Bank, National Association 73 out of 100, Strong | 13 | 1.0% | 5.9% |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 12 | 0.9% | 22.2% |
| 28 | Wings Financial Credit Union | 11 | 0.9% | — |
| 29 | NEW DAY FINANCIAL, LLC | 11 | 0.9% | — |
| 30 | Loandepot.Com, LLC | 10 | 0.8% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 0.7% | 32.9% |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 0.7% | — |
| 33 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.6% | — |
| 34 | PLANET HOME LENDING, LLC | 8 | 0.6% | — |
| 35 | Discover Bank | 7 | 0.5% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 7 | 0.5% | 3.0% |
| 37 | Kensington Bank 69 out of 100, Moderate | 7 | 0.5% | 4.9% |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.5% | 44.7% |
| 39 | FIGURE LENDING LLC | 6 | 0.5% | — |
| 40 | Summit Mortgage Corporation | 6 | 0.5% | — |
Top 40 of 183 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps