Minnesota · HMDA 2025
Mortgage lenders in Faribault County, MN
85 lenders reported 330 home-loan applications in Faribault County in 2025. 174 closed as loans ($24.2M), 58 were denied — a 23.3% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 25% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 330
- Loans originated
- 174
- Purchase / refinance
- 115 / 39
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Faribault County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 35 | 10.6% | — |
| 2 | COMPEER FINANCIAL, FLCA | 26 | 7.9% | — |
| 3 | IOWA BANKERS MORTGAGE CORPORATION | 20 | 6.1% | — |
| 4 | Citizens Community Federal National Association 50 out of 100, Below average | 18 | 5.5% | 9.4% |
| 5 | Rocket Mortgage, LLC | 17 | 5.2% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 14 | 4.2% | 39.5% |
| 7 | Fairway Independent Mortgage Corporation | 12 | 3.6% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 9 | 2.7% | — |
| 9 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 2.1% | 22.2% |
| 10 | Loandepot.Com, LLC | 7 | 2.1% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 2.1% | — |
| 12 | NEWREZ LLC | 6 | 1.8% | — |
| 13 | Broker Solutions, Inc. | 6 | 1.8% | — |
| 14 | Mortgage Research Center, LLC | 6 | 1.8% | — |
| 15 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | 1.5% | — |
| 16 | Plains Commerce Bank 59 out of 100, Moderate | 5 | 1.5% | 10.0% |
| 17 | Bell Bank 59 out of 100, Moderate | 5 | 1.5% | 7.1% |
| 18 | Coastal Community Bank 35 out of 100, Low | 5 | 1.5% | 3.0% |
| 19 | AmeriSave Mortgage Corporation | 4 | 1.2% | — |
| 20 | HomeTown Bank 64 out of 100, Moderate | 4 | 1.2% | 4.2% |
| 21 | Pioneer Bank 71 out of 100, Strong | 4 | 1.2% | 6.4% |
| 22 | AMERICAN FINANCIAL NETWORK, INC. | 4 | 1.2% | — |
| 23 | Old National Bank 59 out of 100, Moderate | 4 | 1.2% | 22.1% |
| 24 | AFFINITY PLUS | 4 | 1.2% | — |
| 25 | NEW DAY FINANCIAL, LLC | 4 | 1.2% | — |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.9% | 14.1% |
| 27 | FIGURE LENDING LLC | 3 | 0.9% | — |
| 28 | Alerus Financial, National Association 70 out of 100, Strong | 3 | 0.9% | 10.1% |
| 29 | BankVista | 3 | 0.9% | — |
| 30 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.9% | — |
| 31 | UNION HOME MORTGAGE CORP. | 3 | 0.9% | — |
| 32 | Minnwest Bank 68 out of 100, Moderate | 3 | 0.9% | 11.9% |
| 33 | The Huntington National Bank 59 out of 100, Moderate | 2 | 0.6% | 31.6% |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.6% | 32.9% |
| 35 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.6% | 32.5% |
| 36 | Discover Bank | 2 | 0.6% | — |
| 37 | SPRING EQ, LLC | 2 | 0.6% | — |
| 38 | The Federal Savings Bank 51 out of 100, Below average | 2 | 0.6% | 19.1% |
| 39 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.6% | — |
| 40 | AMERICAN FINANCING CORPORATION | 2 | 0.6% | — |
Top 40 of 85 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps