Minnesota · HMDA 2025
Mortgage lenders in Hubbard County, MN
144 lenders reported 657 home-loan applications in Hubbard County in 2025. 386 closed as loans ($101.0M), 100 were denied — a 20.0% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 18% of applications, led by AFFINITY PLUS. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 657
- Loans originated
- 386
- Purchase / refinance
- 195 / 134
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hubbard County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | AFFINITY PLUS | 47 | 7.2% | — |
| 2 | Rocket Mortgage, LLC | 42 | 6.4% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 32 | 4.9% | — |
| 4 | Servion, Inc. | 27 | 4.1% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 20 | 3.0% | 39.5% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 18 | 2.7% | — |
| 7 | PLAZA HOME MORTGAGE, INC. | 18 | 2.7% | — |
| 8 | NEWREZ LLC | 17 | 2.6% | — |
| 9 | Merchants Bank, National Association 73 out of 100, Strong | 17 | 2.6% | 5.9% |
| 10 | Deerwood Bank 68 out of 100, Moderate | 17 | 2.6% | 5.2% |
| 11 | Bell Bank 59 out of 100, Moderate | 16 | 2.4% | 7.1% |
| 12 | Northview Bank 74 out of 100, Strong | 14 | 2.1% | 23.1% |
| 13 | Loandepot.Com, LLC | 12 | 1.8% | — |
| 14 | Mortgage Research Center, LLC | 12 | 1.8% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 12 | 1.8% | — |
| 16 | Bank Forward 70 out of 100, Strong | 12 | 1.8% | 1.3% |
| 17 | Gate City Bank | 12 | 1.8% | — |
| 18 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 11 | 1.7% | 22.2% |
| 19 | IOWA BANKERS MORTGAGE CORPORATION | 11 | 1.7% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 10 | 1.5% | — |
| 21 | Luminate Bank 47 out of 100, Below average | 9 | 1.4% | 4.3% |
| 22 | Coastal Community Bank 35 out of 100, Low | 9 | 1.4% | 3.0% |
| 23 | Fairway Independent Mortgage Corporation | 7 | 1.1% | — |
| 24 | Alerus Financial, National Association 70 out of 100, Strong | 7 | 1.1% | 10.1% |
| 25 | Granite Bank 53 out of 100, Below average | 7 | 1.1% | 6.2% |
| 26 | National Bank of Commerce 70 out of 100, Strong | 7 | 1.1% | 4.8% |
| 27 | PLANET HOME LENDING, LLC | 6 | 0.9% | — |
| 28 | Broker Solutions, Inc. | 5 | 0.8% | — |
| 29 | PNC Bank, National Association 62 out of 100, Moderate | 5 | 0.8% | 33.8% |
| 30 | FIGURE LENDING LLC | 5 | 0.8% | — |
| 31 | NEW DAY FINANCIAL, LLC | 5 | 0.8% | — |
| 32 | Blaze Credit Union 61 out of 100, Moderate | 5 | 0.8% | 14.3% |
| 33 | EVERETT FINANCIAL, INC. | 5 | 0.8% | — |
| 34 | Frandsen Bank & Trust 71 out of 100, Strong | 5 | 0.8% | 7.9% |
| 35 | The Huntington National Bank 59 out of 100, Moderate | 4 | 0.6% | 31.6% |
| 36 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.6% | 14.1% |
| 37 | AmeriSave Mortgage Corporation | 4 | 0.6% | — |
| 38 | NBKC BANK | 4 | 0.6% | — |
| 39 | The Federal Savings Bank 51 out of 100, Below average | 4 | 0.6% | 19.1% |
| 40 | COMPEER FINANCIAL, FLCA | 4 | 0.6% | — |
Top 40 of 144 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps