Minnesota · HMDA 2025
Mortgage lenders in Morrison County, MN
158 lenders reported 1,137 home-loan applications in Morrison County in 2025. 643 closed as loans ($139.7M), 142 were denied — a 17.3% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 18% of applications, led by MAGNIFI FINANCIAL CREDIT UNION. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,137
- Loans originated
- 643
- Purchase / refinance
- 346 / 185
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Morrison County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | MAGNIFI FINANCIAL CREDIT UNION 68 out of 100, Moderate | 86 | 7.6% | 12.6% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 70 | 6.2% | 39.5% |
| 3 | Rocket Mortgage, LLC | 46 | 4.0% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 45 | 4.0% | — |
| 5 | Fairway Independent Mortgage Corporation | 35 | 3.1% | — |
| 6 | Broker Solutions, Inc. | 33 | 2.9% | — |
| 7 | Mortgage Research Center, LLC | 31 | 2.7% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 31 | 2.7% | — |
| 9 | Farmers and Merchants State Bank of Pierz 69 out of 100, Moderate | 31 | 2.7% | 1.7% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 2.4% | — |
| 11 | COMPEER FINANCIAL, FLCA | 27 | 2.4% | — |
| 12 | NEWREZ LLC | 26 | 2.3% | — |
| 13 | BMO Bank National Association 83 out of 100, Strong | 22 | 1.9% | 40.5% |
| 14 | NATIONSTAR MORTGAGE LLC | 22 | 1.9% | — |
| 15 | First Western Bank & Trust 55 out of 100, Moderate | 19 | 1.7% | 5.4% |
| 16 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 19 | 1.7% | — |
| 17 | AFFINITY PLUS | 18 | 1.6% | — |
| 18 | Loandepot.Com, LLC | 17 | 1.5% | — |
| 19 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 17 | 1.5% | — |
| 20 | Wings Financial Credit Union | 16 | 1.4% | — |
| 21 | Deerwood Bank 68 out of 100, Moderate | 16 | 1.4% | 5.2% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.1% | 14.1% |
| 23 | EVERETT FINANCIAL, INC. | 13 | 1.1% | — |
| 24 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 12 | 1.1% | 22.2% |
| 25 | NEW DAY FINANCIAL, LLC | 12 | 1.1% | — |
| 26 | AmeriSave Mortgage Corporation | 11 | 1.0% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.0% | — |
| 28 | Prosperity Home Mortgage, LLC | 11 | 1.0% | — |
| 29 | ST. CLOUD FINANCIAL | 11 | 1.0% | — |
| 30 | Granite Bank 53 out of 100, Below average | 11 | 1.0% | 6.2% |
| 31 | Blaze Credit Union 61 out of 100, Moderate | 11 | 1.0% | 14.3% |
| 32 | 21st Mortgage Corporation | 10 | 0.9% | — |
| 33 | PLANET HOME LENDING, LLC | 10 | 0.9% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 0.8% | — |
| 35 | FIGURE LENDING LLC | 9 | 0.8% | — |
| 36 | First International Bank & Trust 52 out of 100, Below average | 9 | 0.8% | 5.8% |
| 37 | PLAZA HOME MORTGAGE, INC. | 9 | 0.8% | — |
| 38 | Servion, Inc. | 8 | 0.7% | — |
| 39 | USAA Federal Savings Bank 64 out of 100, Moderate | 8 | 0.7% | 37.2% |
| 40 | Bremer Bank, National Association | 8 | 0.7% | — |
Top 40 of 158 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps