Minnesota · HMDA 2025
Mortgage lenders in Pope County, MN
93 lenders reported 308 home-loan applications in Pope County in 2025. 190 closed as loans ($38.3M), 37 were denied — a 15.5% denial rate on decided applications, close to the Minnesota rate of 16.2%. The three most active lenders handled 22% of applications, led by MAGNIFI FINANCIAL CREDIT UNION. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 308
- Loans originated
- 190
- Purchase / refinance
- 90 / 66
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pope County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | MAGNIFI FINANCIAL CREDIT UNION 68 out of 100, Moderate | 35 | 11.4% | 12.6% |
| 2 | Rocket Mortgage, LLC | 19 | 6.2% | — |
| 3 | Bell Bank 59 out of 100, Moderate | 15 | 4.9% | 7.1% |
| 4 | Mortgage Research Center, LLC | 13 | 4.2% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 12 | 3.9% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 3.2% | 39.5% |
| 7 | Bonanza Valley State Bank | 9 | 2.9% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 2.6% | — |
| 9 | PLAZA HOME MORTGAGE, INC. | 8 | 2.6% | — |
| 10 | AFFINITY PLUS | 8 | 2.6% | — |
| 11 | BMO Bank National Association 83 out of 100, Strong | 7 | 2.3% | 40.5% |
| 12 | IOWA BANKERS MORTGAGE CORPORATION | 7 | 2.3% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 7 | 2.3% | — |
| 14 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 7 | 2.3% | — |
| 15 | First Western Bank & Trust 55 out of 100, Moderate | 6 | 1.9% | 5.4% |
| 16 | Luminate Bank 47 out of 100, Below average | 6 | 1.9% | 4.3% |
| 17 | Old National Bank 59 out of 100, Moderate | 5 | 1.6% | 22.1% |
| 18 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 5 | 1.6% | 22.2% |
| 19 | NEWREZ LLC | 4 | 1.3% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.3% | 14.1% |
| 21 | Fairway Independent Mortgage Corporation | 4 | 1.3% | — |
| 22 | Loandepot.Com, LLC | 4 | 1.3% | — |
| 23 | ST. CLOUD FINANCIAL | 4 | 1.3% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 4 | 1.3% | — |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 1.0% | 22.2% |
| 26 | Broker Solutions, Inc. | 3 | 1.0% | — |
| 27 | SPRING EQ, LLC | 3 | 1.0% | — |
| 28 | PLANET HOME LENDING, LLC | 3 | 1.0% | — |
| 29 | Heritage Bank National Association 34 out of 100, Low | 3 | 1.0% | 11.9% |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 1.0% | — |
| 31 | Connexus Credit Union 37 out of 100, Low | 2 | 0.6% | 60.0% |
| 32 | AgCountry Farm Credit Services, FLCA | 2 | 0.6% | — |
| 33 | FIGURE LENDING LLC | 2 | 0.6% | — |
| 34 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | 0.6% | — |
| 35 | TOP FLITE FINANCIAL, INC. | 2 | 0.6% | — |
| 36 | Prosperity Home Mortgage, LLC | 2 | 0.6% | — |
| 37 | Farm Credit Mid-America | 2 | 0.6% | — |
| 38 | Equity Prime Mortgage LLC | 2 | 0.6% | — |
| 39 | AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | 0.6% | — |
| 40 | Merchants Bank, National Association 73 out of 100, Strong | 2 | 0.6% | 5.9% |
Top 40 of 93 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps