Minnesota · HMDA 2025
Mortgage lenders in Rock County, MN
73 lenders reported 334 home-loan applications in Rock County in 2025. 193 closed as loans ($35.8M), 33 were denied — a 13.9% denial rate on decided applications, below the Minnesota rate of 16.2%. The three most active lenders handled 26% of applications, led by Minnwest Bank. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 334
- Loans originated
- 193
- Purchase / refinance
- 108 / 51
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rock County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Minnwest Bank 68 out of 100, Moderate | 37 | 11.1% | 11.9% |
| 2 | Plains Commerce Bank 59 out of 100, Moderate | 34 | 10.2% | 10.0% |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 17 | 5.1% | 39.5% |
| 4 | NEWREZ LLC | 16 | 4.8% | — |
| 5 | Security Savings Bank 69 out of 100, Moderate | 13 | 3.9% | 11.0% |
| 6 | First International Bank & Trust 52 out of 100, Below average | 12 | 3.6% | 5.8% |
| 7 | COMPEER FINANCIAL, FLCA | 12 | 3.6% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 11 | 3.3% | — |
| 9 | First PREMIER Bank 85 out of 100, Very strong | 11 | 3.3% | 18.8% |
| 10 | First Bank & Trust 70 out of 100, Strong | 9 | 2.7% | 14.9% |
| 11 | Rocket Mortgage, LLC | 8 | 2.4% | — |
| 12 | NATIONSTAR MORTGAGE LLC | 8 | 2.4% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 8 | 2.4% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 2.1% | — |
| 15 | FIGURE LENDING LLC | 7 | 2.1% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.8% | 14.1% |
| 17 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 1.5% | 32.5% |
| 18 | Mortgage Research Center, LLC | 5 | 1.5% | — |
| 19 | Central Bank 65 out of 100, Moderate | 5 | 1.5% | 5.5% |
| 20 | Levo Federal Credit Union 64 out of 100, Moderate | 5 | 1.5% | 7.8% |
| 21 | First State Bank Southwest 70 out of 100, Strong | 5 | 1.5% | 0.8% |
| 22 | Fairway Independent Mortgage Corporation | 4 | 1.2% | — |
| 23 | SPRING EQ, LLC | 4 | 1.2% | — |
| 24 | PLANET HOME LENDING, LLC | 4 | 1.2% | — |
| 25 | IOWA BANKERS MORTGAGE CORPORATION | 4 | 1.2% | — |
| 26 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 1.2% | — |
| 27 | SERVICE FIRST FEDERAL CREDIT UNION 65 out of 100, Moderate | 4 | 1.2% | 7.4% |
| 28 | Coastal Community Bank 35 out of 100, Low | 4 | 1.2% | 3.0% |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.9% | 22.2% |
| 30 | Loandepot.Com, LLC | 3 | 0.9% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.9% | — |
| 32 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 3 | 0.9% | — |
| 33 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 3 | 0.9% | 11.2% |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.9% | — |
| 35 | Broker Solutions, Inc. | 2 | 0.6% | — |
| 36 | Discover Bank | 2 | 0.6% | — |
| 37 | PLAZA HOME MORTGAGE, INC. | 2 | 0.6% | — |
| 38 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 2 | 0.6% | — |
| 39 | First Dakota National Bank 72 out of 100, Strong | 2 | 0.6% | 4.8% |
| 40 | SOUTHPOINT FINANCIAL | 2 | 0.6% | — |
Top 40 of 73 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps