Minnesota · HMDA 2025
Mortgage lenders in Roseau County, MN
68 lenders reported 349 home-loan applications in Roseau County in 2025. 211 closed as loans ($36.8M), 33 were denied — a 13.3% denial rate on decided applications, below the Minnesota rate of 16.2%. The three most active lenders handled 51% of applications, led by Broker Solutions, Inc.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 349
- Loans originated
- 211
- Purchase / refinance
- 125 / 65
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Roseau County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Broker Solutions, Inc. | 78 | 22.3% | — |
| 2 | Border Bank 57 out of 100, Moderate | 77 | 22.1% | 3.7% |
| 3 | WEST GATE BANK 72 out of 100, Strong | 24 | 6.9% | 4.8% |
| 4 | Rocket Mortgage, LLC | 22 | 6.3% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 2.9% | 39.5% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 2.3% | — |
| 7 | Mortgage Research Center, LLC | 8 | 2.3% | — |
| 8 | AFFINITY PLUS | 7 | 2.0% | — |
| 9 | NEWREZ LLC | 5 | 1.4% | — |
| 10 | AmeriSave Mortgage Corporation | 5 | 1.4% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.4% | — |
| 12 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 5 | 1.4% | 9.1% |
| 13 | 21st Mortgage Corporation | 4 | 1.1% | — |
| 14 | Loandepot.Com, LLC | 4 | 1.1% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 4 | 1.1% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.9% | 32.9% |
| 17 | PENNYMAC LOAN SERVICES, LLC | 3 | 0.9% | — |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 3 | 0.9% | — |
| 19 | Summit Mortgage Corporation | 3 | 0.9% | — |
| 20 | PLANET HOME LENDING, LLC | 3 | 0.9% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 3 | 0.9% | — |
| 22 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.9% | — |
| 23 | Gate City Bank | 3 | 0.9% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 3 | 0.9% | 3.0% |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.6% | 14.1% |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.6% | 22.2% |
| 27 | Fairway Independent Mortgage Corporation | 2 | 0.6% | — |
| 28 | Discover Bank | 2 | 0.6% | — |
| 29 | SPRING EQ, LLC | 2 | 0.6% | — |
| 30 | MORTGAGE ACCESS CORP. | 2 | 0.6% | — |
| 31 | American Federal Bank 66 out of 100, Moderate | 2 | 0.6% | 12.5% |
| 32 | V.I.P. MORTGAGE, INC. | 2 | 0.6% | — |
| 33 | MILEND, INC. | 2 | 0.6% | — |
| 34 | MISSION LOANS, LLC | 2 | 0.6% | — |
| 35 | BETTER MORTGAGE CORPORATION | 2 | 0.6% | — |
| 36 | Frandsen Bank & Trust 71 out of 100, Strong | 2 | 0.6% | 7.9% |
| 37 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.3% | 31.6% |
| 38 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.3% | 32.5% |
| 39 | GUARANTEED RATE, INC. | 1 | 0.3% | — |
| 40 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.3% | 33.8% |
Top 40 of 68 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps