Minnesota · HMDA 2025
Mortgage lenders in Stevens County, MN
60 lenders reported 210 home-loan applications in Stevens County in 2025. 125 closed as loans ($25.0M), 31 were denied — a 19.3% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 27% of applications, led by Old National Bank. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 210
- Loans originated
- 125
- Purchase / refinance
- 68 / 27
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Stevens County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Old National Bank 59 out of 100, Moderate | 30 | 14.3% | 22.1% |
| 2 | BMO Bank National Association 83 out of 100, Strong | 13 | 6.2% | 40.5% |
| 3 | National Bank of Commerce 70 out of 100, Strong | 13 | 6.2% | 4.8% |
| 4 | Rocket Mortgage, LLC | 12 | 5.7% | — |
| 5 | Dacotah Bank 55 out of 100, Moderate | 12 | 5.7% | 6.4% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 4.3% | — |
| 7 | Star Bank 46 out of 100, Below average | 6 | 2.9% | 5.4% |
| 8 | AFFINITY PLUS | 6 | 2.9% | — |
| 9 | Bremer Bank, National Association | 6 | 2.9% | — |
| 10 | The Huntington National Bank 59 out of 100, Moderate | 5 | 2.4% | 31.6% |
| 11 | NEWREZ LLC | 5 | 2.4% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 2.4% | 39.5% |
| 13 | AgCountry Farm Credit Services, FLCA | 5 | 2.4% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 5 | 2.4% | — |
| 15 | PENNYMAC LOAN SERVICES, LLC | 4 | 1.9% | — |
| 16 | MAGNIFI FINANCIAL CREDIT UNION 68 out of 100, Moderate | 4 | 1.9% | 12.6% |
| 17 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 4 | 1.9% | — |
| 18 | Park State Bank 66 out of 100, Moderate | 4 | 1.9% | 12.5% |
| 19 | Fairway Independent Mortgage Corporation | 3 | 1.4% | — |
| 20 | Broker Solutions, Inc. | 3 | 1.4% | — |
| 21 | Mortgage Research Center, LLC | 3 | 1.4% | — |
| 22 | Farm Credit Mid-America | 3 | 1.4% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.0% | 32.9% |
| 24 | Loandepot.Com, LLC | 2 | 1.0% | — |
| 25 | GUARANTEED RATE, INC. | 2 | 1.0% | — |
| 26 | Think Mutual Bank 86 out of 100, Very strong | 2 | 1.0% | 12.2% |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.0% | — |
| 28 | FIGURE LENDING LLC | 2 | 1.0% | — |
| 29 | First Western Bank & Trust 55 out of 100, Moderate | 2 | 1.0% | 5.4% |
| 30 | PLAZA HOME MORTGAGE, INC. | 2 | 1.0% | — |
| 31 | Valon Mortgage, Inc. | 2 | 1.0% | — |
| 32 | Gate City Bank | 2 | 1.0% | — |
| 33 | Bravera Bank 67 out of 100, Moderate | 2 | 1.0% | 2.2% |
| 34 | Bell Bank 59 out of 100, Moderate | 2 | 1.0% | 7.1% |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 36 | Discover Bank | 1 | 0.5% | — |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.5% | — |
| 38 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.5% | 33.8% |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 40 | SPRING EQ, LLC | 1 | 0.5% | — |
Top 40 of 60 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps