Minnesota · HMDA 2025
Mortgage lenders in Watonwan County, MN
69 lenders reported 222 home-loan applications in Watonwan County in 2025. 130 closed as loans ($19.8M), 34 were denied — a 19.5% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 21% of applications, led by Pioneer Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 222
- Loans originated
- 130
- Purchase / refinance
- 82 / 34
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Watonwan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Pioneer Bank 71 out of 100, Strong | 17 | 7.7% | 6.4% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 6.8% | — |
| 3 | Rocket Mortgage, LLC | 14 | 6.3% | — |
| 4 | Citizens Bank Minnesota 70 out of 100, Strong | 12 | 5.4% | 5.1% |
| 5 | SOUTHPOINT FINANCIAL | 11 | 5.0% | — |
| 6 | Mortgage Research Center, LLC | 9 | 4.1% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 9 | 4.1% | 39.5% |
| 8 | COMPEER FINANCIAL, FLCA | 9 | 4.1% | — |
| 9 | Alliance Bank 70 out of 100, Strong | 8 | 3.6% | 13.3% |
| 10 | Prosperity Home Mortgage, LLC | 7 | 3.2% | — |
| 11 | NEWREZ LLC | 6 | 2.7% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 6 | 2.7% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 2.7% | — |
| 14 | IOWA BANKERS MORTGAGE CORPORATION | 6 | 2.7% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 5 | 2.3% | — |
| 16 | The Huntington National Bank 59 out of 100, Moderate | 4 | 1.8% | 31.6% |
| 17 | AFFINITY PLUS | 4 | 1.8% | — |
| 18 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 1.4% | 22.2% |
| 19 | AmeriSave Mortgage Corporation | 3 | 1.4% | — |
| 20 | PLANET HOME LENDING, LLC | 3 | 1.4% | — |
| 21 | ROYAL UNITED MORTGAGE LLC | 3 | 1.4% | — |
| 22 | Coastal Community Bank 35 out of 100, Low | 3 | 1.4% | 3.0% |
| 23 | Flanagan State Bank 67 out of 100, Moderate | 2 | 0.9% | 14.2% |
| 24 | HomeTown Bank 64 out of 100, Moderate | 2 | 0.9% | 4.2% |
| 25 | FIGURE LENDING LLC | 2 | 0.9% | — |
| 26 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 0.9% | — |
| 27 | AMERICAN FINANCING CORPORATION | 2 | 0.9% | — |
| 28 | Wings Financial Credit Union | 2 | 0.9% | — |
| 29 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 2 | 0.9% | 22.2% |
| 30 | Citizens Community Federal National Association 50 out of 100, Below average | 2 | 0.9% | 9.4% |
| 31 | Merchants Bank, National Association 73 out of 100, Strong | 2 | 0.9% | 5.9% |
| 32 | Bank Midwest 69 out of 100, Moderate | 2 | 0.9% | 5.3% |
| 33 | Bell Bank 59 out of 100, Moderate | 2 | 0.9% | 7.1% |
| 34 | Park State Bank 66 out of 100, Moderate | 2 | 0.9% | 12.5% |
| 35 | 21st Mortgage Corporation | 1 | 0.5% | — |
| 36 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.5% | 14.1% |
| 37 | Fairway Independent Mortgage Corporation | 1 | 0.5% | — |
| 38 | Loandepot.Com, LLC | 1 | 0.5% | — |
| 39 | Broker Solutions, Inc. | 1 | 0.5% | — |
| 40 | Discover Bank | 1 | 0.5% | — |
Top 40 of 69 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps