Missouri · HMDA 2025
Mortgage lenders in Holt County, MO
53 lenders reported 110 home-loan applications in Holt County in 2025. 58 closed as loans ($9.4M), 14 were denied — a 19.4% denial rate on decided applications, close to the Missouri rate of 18.5%. The three most active lenders handled 25% of applications, led by The Nodaway Valley Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 110
- Loans originated
- 58
- Purchase / refinance
- 33 / 20
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Holt County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Nodaway Valley Bank 87 out of 100, Very strong | 12 | 10.9% | 5.8% |
| 2 | Rocket Mortgage, LLC | 9 | 8.2% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 6.4% | 39.5% |
| 4 | Mortgage Research Center, LLC | 5 | 4.5% | — |
| 5 | ENDEAVOR CAPITAL, LLC. | 5 | 4.5% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 4 | 3.6% | — |
| 7 | LEADERONE FINANCIAL CORPORATION | 3 | 2.7% | — |
| 8 | PLANET HOME LENDING, LLC | 3 | 2.7% | — |
| 9 | FLAT BRANCH MORTGAGE, INC. | 3 | 2.7% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.8% | 32.9% |
| 11 | 21st Mortgage Corporation | 2 | 1.8% | — |
| 12 | Fairway Independent Mortgage Corporation | 2 | 1.8% | — |
| 13 | Discover Bank | 2 | 1.8% | — |
| 14 | AmeriSave Mortgage Corporation | 2 | 1.8% | — |
| 15 | Flanagan State Bank 67 out of 100, Moderate | 2 | 1.8% | 14.2% |
| 16 | Frontier Bank | 2 | 1.8% | — |
| 17 | FIGURE LENDING LLC | 2 | 1.8% | — |
| 18 | The Federal Savings Bank 51 out of 100, Below average | 2 | 1.8% | 19.1% |
| 19 | ASSEMBLIES OF GOD Credit Union 41 out of 100, Below average | 2 | 1.8% | 0.8% |
| 20 | NBH Bank 66 out of 100, Moderate | 2 | 1.8% | 16.8% |
| 21 | MISSOURI ELECTRIC COOPERATIVES EMPL 82 out of 100, Strong | 2 | 1.8% | 3.8% |
| 22 | BTC BANK 60 out of 100, Moderate | 2 | 1.8% | 7.3% |
| 23 | PHH Mortgage Corporation | 2 | 1.8% | — |
| 24 | United Community Bank 72 out of 100, Strong | 2 | 1.8% | 10.6% |
| 25 | NEWREZ LLC | 1 | 0.9% | — |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.9% | 14.1% |
| 27 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.9% | — |
| 28 | NBKC BANK | 1 | 0.9% | — |
| 29 | Cornerstone First Mortgage, Inc | 1 | 0.9% | — |
| 30 | Empeople Credit Union 58 out of 100, Moderate | 1 | 0.9% | 25.7% |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.9% | — |
| 32 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 0.9% | — |
| 33 | Gateway First Bank 54 out of 100, Below average | 1 | 0.9% | 5.3% |
| 34 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.9% | — |
| 35 | Liberty | 1 | 0.9% | — |
| 36 | Arbor Bank 57 out of 100, Moderate | 1 | 0.9% | 0.9% |
| 37 | Connections Bank 78 out of 100, Strong | 1 | 0.9% | 4.0% |
| 38 | NATIONSTAR MORTGAGE LLC | 1 | 0.9% | — |
| 39 | OCMBC, INC. | 1 | 0.9% | — |
| 40 | COMMUNITY MORTGAGE, LLC | 1 | 0.9% | — |
Top 40 of 53 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps