Missouri · HMDA 2025
Mortgage lenders in Warren County, MO
204 lenders reported 2,307 home-loan applications in Warren County in 2025. 1,292 closed as loans ($339.4M), 243 were denied — a 15.3% denial rate on decided applications, below the Missouri rate of 18.5%. The three most active lenders handled 15% of applications, led by PENNYMAC LOAN SERVICES, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,307
- Loans originated
- 1,292
- Purchase / refinance
- 728 / 374
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Warren County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 130 | 5.6% | — |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 108 | 4.7% | 39.5% |
| 3 | NEWREZ LLC | 101 | 4.4% | — |
| 4 | FIRST COMMUNITY | 98 | 4.2% | — |
| 5 | GUILD MORTGAGE COMPANY | 90 | 3.9% | — |
| 6 | FLAT BRANCH MORTGAGE, INC. | 84 | 3.6% | — |
| 7 | First State Community Bank 73 out of 100, Strong | 79 | 3.4% | 15.4% |
| 8 | Broker Solutions, Inc. | 76 | 3.3% | — |
| 9 | Rocket Mortgage, LLC | 73 | 3.2% | — |
| 10 | DAS Acquisition Company, LLC | 57 | 2.5% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 56 | 2.4% | — |
| 12 | First State Bank of St. Charles, Missouri | 53 | 2.3% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 50 | 2.2% | 14.1% |
| 14 | FREEDOM MORTGAGE CORPORATION | 43 | 1.9% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 41 | 1.8% | — |
| 16 | Mortgage Research Center, LLC | 38 | 1.6% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 33 | 1.4% | — |
| 18 | PNC Bank, National Association 62 out of 100, Moderate | 32 | 1.4% | 33.8% |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 30 | 1.3% | 44.7% |
| 20 | AMERICAN PACIFIC MORTGAGE CORPORATION | 30 | 1.3% | — |
| 21 | Stifel Bank and Trust 59 out of 100, Moderate | 29 | 1.3% | 2.3% |
| 22 | The Missouri Bank 88 out of 100, Very strong | 27 | 1.2% | 0.9% |
| 23 | VANTAGE Credit Union 57 out of 100, Moderate | 26 | 1.1% | 25.2% |
| 24 | VANDERBILT MORTGAGE AND FINANCE, INC. | 24 | 1.0% | — |
| 25 | AmeriSave Mortgage Corporation | 23 | 1.0% | — |
| 26 | PLANET HOME LENDING, LLC | 23 | 1.0% | — |
| 27 | GERSHMAN INVESTMENT CORP. | 23 | 1.0% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 22 | 1.0% | — |
| 29 | Commerce Bank 76 out of 100, Strong | 22 | 1.0% | 33.2% |
| 30 | Loandepot.Com, LLC | 21 | 0.9% | — |
| 31 | GUARANTEED RATE AFFINITY, LLC | 21 | 0.9% | — |
| 32 | Heritage Community Bank 59 out of 100, Moderate | 20 | 0.9% | 1.3% |
| 33 | Regions Bank 64 out of 100, Moderate | 19 | 0.8% | 43.1% |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 18 | 0.8% | — |
| 35 | The Bank of Old Monroe | 18 | 0.8% | — |
| 36 | First Bank 66 out of 100, Moderate | 16 | 0.7% | 18.1% |
| 37 | FIGURE LENDING LLC | 15 | 0.7% | — |
| 38 | ENDEAVOR CAPITAL, LLC. | 15 | 0.7% | — |
| 39 | TOGETHER CREDIT UNION 64 out of 100, Moderate | 15 | 0.7% | 19.4% |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 14 | 0.6% | 32.9% |
Top 40 of 204 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps