Nebraska · HMDA 2025
Mortgage lenders in Cedar County, NE
58 lenders reported 134 home-loan applications in Cedar County in 2025. 70 closed as loans ($14.5M), 11 were denied — a 12.5% denial rate on decided applications, below the Nebraska rate of 15.1%. The three most active lenders handled 25% of applications, led by Plains Commerce Bank. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 134
- Loans originated
- 70
- Purchase / refinance
- 38 / 23
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cedar County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Plains Commerce Bank 59 out of 100, Moderate | 16 | 11.9% | 10.0% |
| 2 | Rocket Mortgage, LLC | 9 | 6.7% | — |
| 3 | WEST GATE BANK 72 out of 100, Strong | 8 | 6.0% | 4.8% |
| 4 | First National Bank of Omaha 72 out of 100, Strong | 7 | 5.2% | 25.9% |
| 5 | CHARTER WEST BANK 68 out of 100, Moderate | 5 | 3.7% | 8.6% |
| 6 | NEW DAY FINANCIAL, LLC | 5 | 3.7% | — |
| 7 | AmeriSave Mortgage Corporation | 4 | 3.0% | — |
| 8 | Mortgage Research Center, LLC | 4 | 3.0% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 3.0% | 39.5% |
| 10 | Farm Credit Mid-America | 4 | 3.0% | — |
| 11 | First Dakota National Bank 72 out of 100, Strong | 4 | 3.0% | 4.8% |
| 12 | NEWREZ LLC | 3 | 2.2% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 3 | 2.2% | — |
| 14 | Coastal Community Bank 35 out of 100, Low | 3 | 2.2% | 3.0% |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.5% | — |
| 16 | GUARANTEED RATE, INC. | 2 | 1.5% | — |
| 17 | PNC Bank, National Association 62 out of 100, Moderate | 2 | 1.5% | 33.8% |
| 18 | Frontier Bank | 2 | 1.5% | — |
| 19 | FIGURE LENDING LLC | 2 | 1.5% | — |
| 20 | First International Bank & Trust 52 out of 100, Below average | 2 | 1.5% | 5.8% |
| 21 | Arbor Bank 57 out of 100, Moderate | 2 | 1.5% | 0.9% |
| 22 | NATIONSTAR MORTGAGE LLC | 2 | 1.5% | — |
| 23 | VOYAGE FEDERAL CREDIT UNION 66 out of 100, Moderate | 2 | 1.5% | 13.3% |
| 24 | BankFirst 85 out of 100, Very strong | 2 | 1.5% | 6.8% |
| 25 | LIBERTY FIRST CREDIT UNION 86 out of 100, Very strong | 2 | 1.5% | 13.0% |
| 26 | CMG MORTGAGE, INC. | 1 | 0.7% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.7% | 32.9% |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.7% | 14.1% |
| 29 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.7% | 32.5% |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.7% | 22.2% |
| 31 | Loandepot.Com, LLC | 1 | 0.7% | — |
| 32 | GUILD MORTGAGE COMPANY | 1 | 0.7% | — |
| 33 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.7% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.7% | — |
| 35 | BMO Bank National Association 58 out of 100, Moderate | 1 | 0.7% | 40.5% |
| 36 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | 0.7% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.7% | — |
| 38 | First Nebraska Bank 75 out of 100, Strong | 1 | 0.7% | 19.3% |
| 39 | CHURCHILL MORTGAGE CORPORATION | 1 | 0.7% | — |
| 40 | SUN WEST MORTGAGE COMPANY, INC. | 1 | 0.7% | — |
Top 40 of 58 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps