Nebraska · HMDA 2025
Mortgage lenders in Garfield County, NE
23 lenders reported 48 home-loan applications in Garfield County in 2025. 29 closed as loans ($6.1M), 1 were denied — a 3.2% denial rate on decided applications, below the Nebraska rate of 15.1%. The three most active lenders handled 33% of applications, led by Pathway Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 48
- Loans originated
- 29
- Purchase / refinance
- 14 / 13
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Garfield County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Pathway Bank 54 out of 100, Below average | 7 | 14.6% | 28.6% |
| 2 | Union Bank and Trust Company 76 out of 100, Strong | 5 | 10.4% | 11.7% |
| 3 | Pinnacle Bank 74 out of 100, Strong | 4 | 8.3% | 4.8% |
| 4 | Rocket Mortgage, LLC | 3 | 6.3% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 6.3% | 39.5% |
| 6 | BankFirst 85 out of 100, Very strong | 3 | 6.3% | 6.8% |
| 7 | WEST GATE BANK 72 out of 100, Strong | 3 | 6.3% | 4.8% |
| 8 | First Interstate Bank 62 out of 100, Moderate | 3 | 6.3% | 29.4% |
| 9 | Loandepot.Com, LLC | 2 | 4.2% | — |
| 10 | CHARTER WEST BANK 68 out of 100, Moderate | 2 | 4.2% | 8.6% |
| 11 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 2.1% | 32.5% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 2.1% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 1 | 2.1% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 2.1% | — |
| 15 | Heartland Bank 80 out of 100, Strong | 1 | 2.1% | 5.0% |
| 16 | Adams Bank & Trust 82 out of 100, Strong | 1 | 2.1% | 10.6% |
| 17 | CASTLE & COOKE MORTGAGE, LLC | 1 | 2.1% | — |
| 18 | Equitable Bank 72 out of 100, Strong | 1 | 2.1% | 7.1% |
| 19 | Cornerstone Bank 56 out of 100, Moderate | 1 | 2.1% | 18.4% |
| 20 | Northwest Bank 70 out of 100, Strong | 1 | 2.1% | 6.0% |
| 21 | Lincoln FSB of Nebraska 69 out of 100, Moderate | 1 | 2.1% | 3.3% |
| 22 | ARCHER COOPERATIVE CREDIT UNION | 1 | 2.1% | — |
| 23 | Five Points Bank 76 out of 100, Strong | 1 | 2.1% | 2.5% |
Top 23 of 23 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps