Nebraska · HMDA 2025
Mortgage lenders in Otoe County, NE
115 lenders reported 603 home-loan applications in Otoe County in 2025. 368 closed as loans ($80.5M), 50 were denied — a 11.7% denial rate on decided applications, below the Nebraska rate of 15.1%. The three most active lenders handled 16% of applications, led by FIRSTBANK OF NEBRASKA. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 603
- Loans originated
- 368
- Purchase / refinance
- 219 / 92
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Otoe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FIRSTBANK OF NEBRASKA 77 out of 100, Strong | 35 | 5.8% | 0.8% |
| 2 | Rocket Mortgage, LLC | 31 | 5.1% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 30 | 5.0% | 39.5% |
| 4 | Arbor Bank 57 out of 100, Moderate | 30 | 5.0% | 0.9% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 28 | 4.6% | — |
| 6 | WEST GATE BANK 72 out of 100, Strong | 24 | 4.0% | 4.8% |
| 7 | NEWREZ LLC | 18 | 3.0% | — |
| 8 | First Nebraska Bank 75 out of 100, Strong | 17 | 2.8% | 19.3% |
| 9 | Mortgage Research Center, LLC | 13 | 2.2% | — |
| 10 | GERSHMAN INVESTMENT CORP. | 12 | 2.0% | — |
| 11 | Pinnacle Bank 74 out of 100, Strong | 12 | 2.0% | 4.8% |
| 12 | Union Bank and Trust Company 76 out of 100, Strong | 12 | 2.0% | 11.7% |
| 13 | LIBERTY FIRST CREDIT UNION 86 out of 100, Very strong | 12 | 2.0% | 13.0% |
| 14 | Lincoln FSB of Nebraska 69 out of 100, Moderate | 11 | 1.8% | 3.3% |
| 15 | Citizens Bank, National Association 54 out of 100, Below average | 10 | 1.7% | 32.5% |
| 16 | FREEDOM MORTGAGE CORPORATION | 10 | 1.7% | — |
| 17 | Coastal Community Bank 35 out of 100, Low | 10 | 1.7% | 3.0% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 1.5% | 32.9% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 1.5% | 14.1% |
| 20 | Broker Solutions, Inc. | 9 | 1.5% | — |
| 21 | CHARTER WEST BANK 68 out of 100, Moderate | 9 | 1.5% | 8.6% |
| 22 | First National Bank of Omaha 72 out of 100, Strong | 9 | 1.5% | 25.9% |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 1.3% | — |
| 24 | SOFI BANK, NATIONAL ASSOCIATION | 8 | 1.3% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 8 | 1.3% | — |
| 26 | CORNHUSKER BANK 74 out of 100, Strong | 7 | 1.2% | 5.4% |
| 27 | PLANET HOME LENDING, LLC | 7 | 1.2% | — |
| 28 | EVERETT FINANCIAL, INC. | 7 | 1.2% | — |
| 29 | COMMERCIAL STATE BANK | 7 | 1.2% | — |
| 30 | American National Bank | 7 | 1.2% | — |
| 31 | CMG MORTGAGE, INC. | 6 | 1.0% | — |
| 32 | Prosperity Home Mortgage, LLC | 6 | 1.0% | — |
| 33 | CENTRIS | 6 | 1.0% | — |
| 34 | USAA Federal Savings Bank 64 out of 100, Moderate | 6 | 1.0% | 37.2% |
| 35 | Loandepot.Com, LLC | 5 | 0.8% | — |
| 36 | CASTLE & COOKE MORTGAGE, LLC | 5 | 0.8% | — |
| 37 | First Interstate Bank 62 out of 100, Moderate | 5 | 0.8% | 29.4% |
| 38 | Cobalt Credit Union | 5 | 0.8% | — |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.7% | 22.2% |
| 40 | Discover Bank | 4 | 0.7% | — |
Top 40 of 115 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps