Nebraska · HMDA 2025
Mortgage lenders in Wayne County, NE
54 lenders reported 148 home-loan applications in Wayne County in 2025. 78 closed as loans ($14.7M), 16 were denied — a 16.7% denial rate on decided applications, above the Nebraska rate of 15.1%. The three most active lenders handled 30% of applications, led by Rocket Mortgage, LLC. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 148
- Loans originated
- 78
- Purchase / refinance
- 38 / 30
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wayne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 16 | 10.8% | — |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 15 | 10.1% | 39.5% |
| 3 | GUARANTEED RATE, INC. | 13 | 8.8% | — |
| 4 | Frontier Bank | 9 | 6.1% | — |
| 5 | Citizens Bank, National Association 54 out of 100, Below average | 6 | 4.1% | 32.5% |
| 6 | Mortgage Research Center, LLC | 6 | 4.1% | — |
| 7 | BankFirst 85 out of 100, Very strong | 6 | 4.1% | 6.8% |
| 8 | CHARTER WEST BANK 68 out of 100, Moderate | 5 | 3.4% | 8.6% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 2.7% | — |
| 10 | NATIONSTAR MORTGAGE LLC | 4 | 2.7% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 2.0% | 14.1% |
| 12 | Fairway Independent Mortgage Corporation | 3 | 2.0% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 3 | 2.0% | — |
| 14 | WEST GATE BANK 72 out of 100, Strong | 3 | 2.0% | 4.8% |
| 15 | First Interstate Bank 62 out of 100, Moderate | 3 | 2.0% | 29.4% |
| 16 | NEWREZ LLC | 2 | 1.4% | — |
| 17 | Broker Solutions, Inc. | 2 | 1.4% | — |
| 18 | AmeriSave Mortgage Corporation | 2 | 1.4% | — |
| 19 | FIGURE LENDING LLC | 2 | 1.4% | — |
| 20 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 2 | 1.4% | 11.2% |
| 21 | Plains Commerce Bank 59 out of 100, Moderate | 2 | 1.4% | 10.0% |
| 22 | Pinnacle Bank 74 out of 100, Strong | 2 | 1.4% | 4.8% |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 1.4% | — |
| 24 | Citizens State Bank 72 out of 100, Strong | 2 | 1.4% | 9.7% |
| 25 | First National Bank of Omaha 72 out of 100, Strong | 2 | 1.4% | 25.9% |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.7% | 32.9% |
| 27 | Loandepot.Com, LLC | 1 | 0.7% | — |
| 28 | PENNYMAC LOAN SERVICES, LLC | 1 | 0.7% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.7% | — |
| 30 | SPRING EQ, LLC | 1 | 0.7% | — |
| 31 | United Bank of Iowa 73 out of 100, Strong | 1 | 0.7% | 21.4% |
| 32 | Lendage, LLC | 1 | 0.7% | — |
| 33 | BMO Bank National Association 58 out of 100, Moderate | 1 | 0.7% | 40.5% |
| 34 | Central National Bank 78 out of 100, Strong | 1 | 0.7% | 12.5% |
| 35 | Heritage Bank | 1 | 0.7% | — |
| 36 | University of Nebraska Federal Credit Union 65 out of 100, Moderate | 1 | 0.7% | 0.0% |
| 37 | First International Bank & Trust 52 out of 100, Below average | 1 | 0.7% | 5.8% |
| 38 | ZILLOW HOME LOANS, LLC | 1 | 0.7% | — |
| 39 | DELMAR FINANCIAL COMPANY | 1 | 0.7% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.7% | — |
Top 40 of 54 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps