North Carolina · HMDA 2025
Mortgage lenders in Alleghany County, NC
103 lenders reported 497 home-loan applications in Alleghany County in 2025. 276 closed as loans ($62.3M), 93 were denied — a 25.0% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 29% of applications, led by STATE EMPLOYEES'. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 497
- Loans originated
- 276
- Purchase / refinance
- 141 / 80
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Alleghany County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 64 | 12.9% | — |
| 2 | SKYLINE NATIONAL BANK 66 out of 100, Moderate | 40 | 8.0% | 5.7% |
| 3 | Truist Bank 63 out of 100, Moderate | 39 | 7.8% | 40.8% |
| 4 | Rocket Mortgage, LLC | 39 | 7.8% | — |
| 5 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 28 | 5.6% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 18 | 3.6% | — |
| 7 | First Community Bank 75 out of 100, Strong | 16 | 3.2% | 30.8% |
| 8 | NEWREZ LLC | 13 | 2.6% | — |
| 9 | Mortgage Research Center, LLC | 10 | 2.0% | — |
| 10 | Truliant Federal Credit Union 67 out of 100, Moderate | 10 | 2.0% | 50.3% |
| 11 | MOVEMENT MORTGAGE, LLC | 9 | 1.8% | — |
| 12 | First National Bank of Pennsylvania 64 out of 100, Moderate | 8 | 1.6% | 26.6% |
| 13 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 1.2% | 22.2% |
| 14 | Fairway Independent Mortgage Corporation | 6 | 1.2% | — |
| 15 | Loandepot.Com, LLC | 6 | 1.2% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.2% | — |
| 17 | PENNYMAC LOAN SERVICES, LLC | 6 | 1.2% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 6 | 1.2% | — |
| 19 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 1.2% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 1.0% | 32.9% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.0% | 14.1% |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 5 | 1.0% | 44.7% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.0% | — |
| 24 | Fifth Third Bank, National Association 62 out of 100, Moderate | 5 | 1.0% | 34.0% |
| 25 | Coastal Community Bank 35 out of 100, Low | 5 | 1.0% | 3.0% |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.8% | — |
| 27 | AMERICAN FINANCING CORPORATION | 4 | 0.8% | — |
| 28 | FREEDOM MORTGAGE CORPORATION | 4 | 0.8% | — |
| 29 | NEW DAY FINANCIAL, LLC | 4 | 0.8% | — |
| 30 | BETTER MORTGAGE CORPORATION | 4 | 0.8% | — |
| 31 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 4 | 0.8% | 22.5% |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.6% | 32.5% |
| 33 | TD Bank, National Association 63 out of 100, Moderate | 3 | 0.6% | 35.3% |
| 34 | SPRING EQ, LLC | 3 | 0.6% | — |
| 35 | FIGURE LENDING LLC | 3 | 0.6% | — |
| 36 | PLANET HOME LENDING, LLC | 3 | 0.6% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.6% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.6% | — |
| 39 | UNION HOME MORTGAGE CORP. | 3 | 0.6% | — |
| 40 | Broker Solutions, Inc. | 2 | 0.4% | — |
Top 40 of 103 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps