North Carolina · HMDA 2025
Mortgage lenders in Bertie County, NC
80 lenders reported 438 home-loan applications in Bertie County in 2025. 179 closed as loans ($29.7M), 129 were denied — a 40.7% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 47% of applications, led by STATE EMPLOYEES'. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 438
- Loans originated
- 179
- Purchase / refinance
- 84 / 48
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bertie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 124 | 28.3% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 52 | 11.9% | — |
| 3 | Southern Bank and Trust Company 70 out of 100, Strong | 31 | 7.1% | 12.5% |
| 4 | Rocket Mortgage, LLC | 18 | 4.1% | — |
| 5 | Mortgage Research Center, LLC | 15 | 3.4% | — |
| 6 | 21st Mortgage Corporation | 13 | 3.0% | — |
| 7 | NEWREZ LLC | 13 | 3.0% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 2.3% | 32.9% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 2.3% | — |
| 10 | Truist Bank 63 out of 100, Moderate | 9 | 2.1% | 40.8% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 8 | 1.8% | — |
| 12 | PNC Bank, National Association 62 out of 100, Moderate | 8 | 1.8% | 33.8% |
| 13 | AmeriSave Mortgage Corporation | 7 | 1.6% | — |
| 14 | Bank of America, National Association 59 out of 100, Moderate | 6 | 1.4% | 44.7% |
| 15 | Loandepot.Com, LLC | 5 | 1.1% | — |
| 16 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.9% | 22.2% |
| 17 | MOVEMENT MORTGAGE, LLC | 4 | 0.9% | — |
| 18 | Broker Solutions, Inc. | 4 | 0.9% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.9% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 4 | 0.9% | — |
| 21 | NEW DAY FINANCIAL, LLC | 4 | 0.9% | — |
| 22 | PLANET HOME LENDING, LLC | 3 | 0.7% | — |
| 23 | Alcova Mortgage LLC | 3 | 0.7% | — |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.7% | — |
| 25 | Tidewater Home Funding, LLC | 3 | 0.7% | — |
| 26 | Atlantic Union Bank 73 out of 100, Strong | 3 | 0.7% | 23.3% |
| 27 | CMG MORTGAGE, INC. | 2 | 0.5% | — |
| 28 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.5% | 32.5% |
| 29 | Discover Bank | 2 | 0.5% | — |
| 30 | The Federal Savings Bank 51 out of 100, Below average | 2 | 0.5% | 19.1% |
| 31 | Towne Bank 74 out of 100, Strong | 2 | 0.5% | 6.6% |
| 32 | LANGLEY Federal Credit Union 54 out of 100, Below average | 2 | 0.5% | 21.7% |
| 33 | Atlantic Coast Mortgage, LLC | 2 | 0.5% | — |
| 34 | INTERCOASTAL MORTGAGE, LLC | 2 | 0.5% | — |
| 35 | C & F Mortgage Corporation | 2 | 0.5% | — |
| 36 | Integrity Home Mortgage Corporation | 2 | 0.5% | — |
| 37 | LOCAL GOVERNMENT | 2 | 0.5% | — |
| 38 | ABNB Federal Credit Union 53 out of 100, Below average | 2 | 0.5% | 34.4% |
| 39 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 2 | 0.5% | — |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 0.5% | — |
Top 40 of 80 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps