North Carolina · HMDA 2025
Mortgage lenders in Carteret County, NC
313 lenders reported 4,520 home-loan applications in Carteret County in 2025. 2,442 closed as loans ($855.0M), 676 were denied — a 20.9% denial rate on decided applications, below the North Carolina rate of 22.7%. The three most active lenders handled 23% of applications, led by STATE EMPLOYEES'. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,520
- Loans originated
- 2,442
- Purchase / refinance
- 1,284 / 690
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carteret County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 544 | 12.0% | — |
| 2 | Navy Federal Credit Union 66 out of 100, Moderate | 248 | 5.5% | 32.9% |
| 3 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 244 | 5.4% | 22.5% |
| 4 | Rocket Mortgage, LLC | 203 | 4.5% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 191 | 4.2% | 40.8% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 191 | 4.2% | — |
| 7 | GUARANTEED RATE, INC. | 115 | 2.5% | — |
| 8 | NEWREZ LLC | 112 | 2.5% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 93 | 2.1% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 80 | 1.8% | — |
| 11 | Mortgage Research Center, LLC | 76 | 1.7% | — |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 74 | 1.6% | 44.7% |
| 13 | DHI MORTGAGE COMPANY, LTD. | 71 | 1.6% | — |
| 14 | American Security Mortgage Corp. | 70 | 1.5% | — |
| 15 | LOWER, LLC | 70 | 1.5% | — |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 66 | 1.5% | — |
| 17 | Southern Bank and Trust Company 70 out of 100, Strong | 64 | 1.4% | 12.5% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 58 | 1.3% | — |
| 19 | AmeriSave Mortgage Corporation | 57 | 1.3% | — |
| 20 | PNC Bank, National Association 62 out of 100, Moderate | 54 | 1.2% | 33.8% |
| 21 | CMG MORTGAGE, INC. | 52 | 1.2% | — |
| 22 | 21st Mortgage Corporation | 52 | 1.2% | — |
| 23 | First National Bank of Pennsylvania 64 out of 100, Moderate | 51 | 1.1% | 26.6% |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 50 | 1.1% | 14.1% |
| 25 | CORPORATE INVESTORS MORTGAGE GROUP, INC | 49 | 1.1% | — |
| 26 | MOVEMENT MORTGAGE, LLC | 47 | 1.0% | — |
| 27 | Loandepot.Com, LLC | 46 | 1.0% | — |
| 28 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 43 | 1.0% | — |
| 29 | PHH Mortgage Corporation | 38 | 0.8% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 35 | 0.8% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 33 | 0.7% | — |
| 32 | First Bank 74 out of 100, Strong | 33 | 0.7% | 18.3% |
| 33 | SPRING EQ, LLC | 32 | 0.7% | — |
| 34 | FIRST FLIGHT | 30 | 0.7% | — |
| 35 | GUILD MORTGAGE COMPANY | 28 | 0.6% | — |
| 36 | UNION HOME MORTGAGE CORP. | 28 | 0.6% | — |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 27 | 0.6% | 22.2% |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 27 | 0.6% | — |
| 39 | COASTAL Federal Credit Union 66 out of 100, Moderate | 27 | 0.6% | 28.9% |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 26 | 0.6% | — |
Top 40 of 313 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps