North Carolina · HMDA 2025
Mortgage lenders in Davidson County, NC
337 lenders reported 9,188 home-loan applications in Davidson County in 2025. 4,799 closed as loans ($1.0B), 1,560 were denied — a 23.6% denial rate on decided applications, close to the North Carolina rate of 22.7%. The three most active lenders handled 19% of applications, led by STATE EMPLOYEES'. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,188
- Loans originated
- 4,799
- Purchase / refinance
- 2,502 / 1,436
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Davidson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 787 | 8.6% | — |
| 2 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 523 | 5.7% | — |
| 3 | Rocket Mortgage, LLC | 448 | 4.9% | — |
| 4 | First National Bank of Pennsylvania 64 out of 100, Moderate | 397 | 4.3% | 26.6% |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 384 | 4.2% | — |
| 6 | Truliant Federal Credit Union 67 out of 100, Moderate | 382 | 4.2% | 50.3% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 362 | 3.9% | — |
| 8 | Truist Bank 63 out of 100, Moderate | 328 | 3.6% | 40.8% |
| 9 | DHI MORTGAGE COMPANY, LTD. | 305 | 3.3% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 219 | 2.4% | — |
| 11 | MOVEMENT MORTGAGE, LLC | 175 | 1.9% | — |
| 12 | NEWREZ LLC | 171 | 1.9% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 169 | 1.8% | — |
| 14 | ALLEGACY FEDERAL CREDIT UNION | 158 | 1.7% | — |
| 15 | Pinnacle Bank 60 out of 100, Moderate | 154 | 1.7% | 17.5% |
| 16 | Mortgage Research Center, LLC | 151 | 1.6% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 125 | 1.4% | 14.1% |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 120 | 1.3% | — |
| 19 | Fairway Independent Mortgage Corporation | 106 | 1.2% | — |
| 20 | INSPIRE HOME LOANS INC. | 106 | 1.2% | — |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 99 | 1.1% | 44.7% |
| 22 | The Fidelity Bank 78 out of 100, Strong | 98 | 1.1% | 14.7% |
| 23 | Broker Solutions, Inc. | 97 | 1.1% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 92 | 1.0% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 92 | 1.0% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 91 | 1.0% | 32.9% |
| 27 | Loandepot.Com, LLC | 82 | 0.9% | — |
| 28 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 82 | 0.9% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 82 | 0.9% | 3.0% |
| 30 | PLANET HOME LENDING, LLC | 75 | 0.8% | — |
| 31 | UNION HOME MORTGAGE CORP. | 73 | 0.8% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 73 | 0.8% | — |
| 33 | AmeriSave Mortgage Corporation | 71 | 0.8% | — |
| 34 | Ixonia Bank 67 out of 100, Moderate | 68 | 0.7% | 4.7% |
| 35 | 21st Mortgage Corporation | 62 | 0.7% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 61 | 0.7% | 22.2% |
| 37 | GUARANTEED RATE, INC. | 61 | 0.7% | — |
| 38 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 59 | 0.6% | 22.5% |
| 39 | CANOPY MORTGAGE, LLC | 58 | 0.6% | — |
| 40 | FIGURE LENDING LLC | 52 | 0.6% | — |
Top 40 of 337 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps