North Carolina · HMDA 2025
Mortgage lenders in Hertford County, NC
91 lenders reported 512 home-loan applications in Hertford County in 2025. 182 closed as loans ($30.1M), 157 were denied — a 44.7% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 39% of applications, led by STATE EMPLOYEES'. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 512
- Loans originated
- 182
- Purchase / refinance
- 98 / 49
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hertford County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 112 | 21.9% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 60 | 11.7% | — |
| 3 | Southern Bank and Trust Company 70 out of 100, Strong | 28 | 5.5% | 12.5% |
| 4 | Rocket Mortgage, LLC | 21 | 4.1% | — |
| 5 | Navy Federal Credit Union 66 out of 100, Moderate | 19 | 3.7% | 32.9% |
| 6 | NEWREZ LLC | 14 | 2.7% | — |
| 7 | PNC Bank, National Association 62 out of 100, Moderate | 14 | 2.7% | 33.8% |
| 8 | Mortgage Research Center, LLC | 14 | 2.7% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 14 | 2.7% | — |
| 10 | LOCAL GOVERNMENT | 13 | 2.5% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 2.0% | — |
| 12 | 21st Mortgage Corporation | 9 | 1.8% | — |
| 13 | AmeriSave Mortgage Corporation | 9 | 1.8% | — |
| 14 | C & F Mortgage Corporation | 9 | 1.8% | — |
| 15 | MOVEMENT MORTGAGE, LLC | 8 | 1.6% | — |
| 16 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 7 | 1.4% | — |
| 17 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 1.4% | — |
| 18 | Tidewater Home Funding, LLC | 7 | 1.4% | — |
| 19 | PENNYMAC LOAN SERVICES, LLC | 6 | 1.2% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 1.0% | — |
| 21 | NEW DAY FINANCIAL, LLC | 5 | 1.0% | — |
| 22 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 1.0% | — |
| 23 | Loandepot.Com, LLC | 4 | 0.8% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.8% | — |
| 25 | PLANET HOME LENDING, LLC | 4 | 0.8% | — |
| 26 | LANGLEY Federal Credit Union 54 out of 100, Below average | 4 | 0.8% | 21.7% |
| 27 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 4 | 0.8% | 2.2% |
| 28 | CREDIT UNION MORTGAGE ASSOCIATION, INC. | 4 | 0.8% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 4 | 0.8% | — |
| 30 | Truist Bank 63 out of 100, Moderate | 3 | 0.6% | 40.8% |
| 31 | SPRING EQ, LLC | 3 | 0.6% | — |
| 32 | LENDINGONE, LLC | 3 | 0.6% | — |
| 33 | BRONCO Federal Credit Union 61 out of 100, Moderate | 3 | 0.6% | 22.0% |
| 34 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 3 | 0.6% | 74.7% |
| 35 | Broker Solutions, Inc. | 2 | 0.4% | — |
| 36 | Discover Bank | 2 | 0.4% | — |
| 37 | GUARANTEED RATE, INC. | 2 | 0.4% | — |
| 38 | Regions Bank 64 out of 100, Moderate | 2 | 0.4% | 43.1% |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.4% | 44.7% |
| 40 | FIGURE LENDING LLC | 2 | 0.4% | — |
Top 40 of 91 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps