North Carolina · HMDA 2025
Mortgage lenders in Iredell County, NC
438 lenders reported 12,001 home-loan applications in Iredell County in 2025. 6,305 closed as loans ($2.0B), 1,782 were denied — a 21.1% denial rate on decided applications, below the North Carolina rate of 22.7%. The three most active lenders handled 16% of applications, led by STATE EMPLOYEES'. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 12,001
- Loans originated
- 6,305
- Purchase / refinance
- 3,440 / 1,765
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Iredell County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 797 | 6.6% | — |
| 2 | Rocket Mortgage, LLC | 615 | 5.1% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 475 | 4.0% | — |
| 4 | MOVEMENT MORTGAGE, LLC | 454 | 3.8% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 447 | 3.7% | — |
| 6 | Bank of America, National Association 59 out of 100, Moderate | 366 | 3.0% | 44.7% |
| 7 | Truist Bank 63 out of 100, Moderate | 351 | 2.9% | 40.8% |
| 8 | DHI MORTGAGE COMPANY, LTD. | 351 | 2.9% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 265 | 2.2% | 14.1% |
| 10 | NEWREZ LLC | 254 | 2.1% | — |
| 11 | Loandepot.Com, LLC | 249 | 2.1% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 213 | 1.8% | — |
| 13 | Fifth Third Bank, National Association 62 out of 100, Moderate | 202 | 1.7% | 34.0% |
| 14 | VANDERBILT MORTGAGE AND FINANCE, INC. | 200 | 1.7% | — |
| 15 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 195 | 1.6% | — |
| 16 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 167 | 1.4% | 22.5% |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 165 | 1.4% | — |
| 18 | LENNAR MORTGAGE, LLC | 162 | 1.3% | — |
| 19 | First National Bank of Pennsylvania 64 out of 100, Moderate | 155 | 1.3% | 26.6% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 144 | 1.2% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 137 | 1.1% | — |
| 22 | Mortgage Research Center, LLC | 133 | 1.1% | — |
| 23 | Coastal Community Bank 35 out of 100, Low | 133 | 1.1% | 3.0% |
| 24 | Fairway Independent Mortgage Corporation | 124 | 1.0% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 120 | 1.0% | 32.9% |
| 26 | PNC Bank, National Association 62 out of 100, Moderate | 120 | 1.0% | 33.8% |
| 27 | SPRING EQ, LLC | 113 | 0.9% | — |
| 28 | AmeriSave Mortgage Corporation | 112 | 0.9% | — |
| 29 | Taylor Morrison Home Funding, Inc. | 112 | 0.9% | — |
| 30 | Broker Solutions, Inc. | 109 | 0.9% | — |
| 31 | UNITED FEDERAL CREDIT UNION | 107 | 0.9% | — |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 105 | 0.9% | 22.2% |
| 33 | United Community Bank 67 out of 100, Moderate | 102 | 0.8% | 25.4% |
| 34 | MUTUAL OF OMAHA MORTGAGE, INC. | 92 | 0.8% | — |
| 35 | American Security Mortgage Corp. | 84 | 0.7% | — |
| 36 | U.S. Bank National Association 55 out of 100, Moderate | 80 | 0.7% | 39.5% |
| 37 | Peoples Bank 75 out of 100, Strong | 79 | 0.7% | 30.4% |
| 38 | GUILD MORTGAGE COMPANY | 77 | 0.6% | — |
| 39 | Truliant Federal Credit Union 67 out of 100, Moderate | 77 | 0.6% | 50.3% |
| 40 | FIGURE LENDING LLC | 74 | 0.6% | — |
Top 40 of 438 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps