North Carolina · HMDA 2025
Mortgage lenders in Lee County, NC
253 lenders reported 3,463 home-loan applications in Lee County in 2025. 1,786 closed as loans ($502.9M), 501 were denied — a 21.0% denial rate on decided applications, below the North Carolina rate of 22.7%. The three most active lenders handled 22% of applications, led by STATE EMPLOYEES'. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,463
- Loans originated
- 1,786
- Purchase / refinance
- 1,062 / 468
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 333 | 9.6% | — |
| 2 | DHI MORTGAGE COMPANY, LTD. | 226 | 6.5% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 199 | 5.7% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 140 | 4.0% | — |
| 5 | Rocket Mortgage, LLC | 137 | 4.0% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 113 | 3.3% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 108 | 3.1% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 79 | 2.3% | 32.9% |
| 9 | Truist Bank 63 out of 100, Moderate | 78 | 2.3% | 40.8% |
| 10 | NEWREZ LLC | 73 | 2.1% | — |
| 11 | NVR Mortgage Finance, Inc. | 68 | 2.0% | — |
| 12 | GUILD MORTGAGE COMPANY | 67 | 1.9% | — |
| 13 | Mortgage Research Center, LLC | 64 | 1.8% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 60 | 1.7% | 14.1% |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 55 | 1.6% | — |
| 16 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 54 | 1.6% | 22.5% |
| 17 | First Bank 74 out of 100, Strong | 52 | 1.5% | 18.3% |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 51 | 1.5% | — |
| 19 | PNC Bank, National Association 62 out of 100, Moderate | 49 | 1.4% | 33.8% |
| 20 | Loandepot.Com, LLC | 47 | 1.4% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 47 | 1.4% | — |
| 22 | MOVEMENT MORTGAGE, LLC | 42 | 1.2% | — |
| 23 | First National Bank of Pennsylvania 64 out of 100, Moderate | 41 | 1.2% | 26.6% |
| 24 | NFM, INC. | 39 | 1.1% | — |
| 25 | Taylor Morrison Home Funding, Inc. | 34 | 1.0% | — |
| 26 | Broker Solutions, Inc. | 33 | 1.0% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 33 | 1.0% | — |
| 28 | The Fidelity Bank 78 out of 100, Strong | 31 | 0.9% | 14.7% |
| 29 | COASTAL Federal Credit Union 66 out of 100, Moderate | 30 | 0.9% | 28.9% |
| 30 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 30 | 0.9% | — |
| 31 | LENNAR MORTGAGE, LLC | 27 | 0.8% | — |
| 32 | PLANET HOME LENDING, LLC | 25 | 0.7% | — |
| 33 | NEW DAY FINANCIAL, LLC | 25 | 0.7% | — |
| 34 | AmeriSave Mortgage Corporation | 24 | 0.7% | — |
| 35 | UNION HOME MORTGAGE CORP. | 24 | 0.7% | — |
| 36 | CMG MORTGAGE, INC. | 22 | 0.6% | — |
| 37 | GUARANTEED RATE, INC. | 21 | 0.6% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 21 | 0.6% | 44.7% |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 21 | 0.6% | — |
| 40 | 21st Mortgage Corporation | 19 | 0.5% | — |
Top 40 of 253 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps