North Carolina · HMDA 2025
Mortgage lenders in Pitt County, NC
315 lenders reported 7,650 home-loan applications in Pitt County in 2025. 3,901 closed as loans ($898.2M), 1,347 were denied — a 24.6% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 26% of applications, led by STATE EMPLOYEES'. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,650
- Loans originated
- 3,901
- Purchase / refinance
- 2,268 / 997
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pitt County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 1,049 | 13.7% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 519 | 6.8% | — |
| 3 | Truist Bank 63 out of 100, Moderate | 408 | 5.3% | 40.8% |
| 4 | Rocket Mortgage, LLC | 351 | 4.6% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 276 | 3.6% | — |
| 6 | DHI MORTGAGE COMPANY, LTD. | 255 | 3.3% | — |
| 7 | Southern Bank and Trust Company 70 out of 100, Strong | 244 | 3.2% | 12.5% |
| 8 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 187 | 2.4% | — |
| 9 | Alcova Mortgage LLC | 179 | 2.3% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 160 | 2.1% | — |
| 11 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 159 | 2.1% | 22.5% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 150 | 2.0% | 14.1% |
| 13 | Mortgage Research Center, LLC | 148 | 1.9% | — |
| 14 | Towne Bank 74 out of 100, Strong | 148 | 1.9% | 6.6% |
| 15 | NEWREZ LLC | 144 | 1.9% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 143 | 1.9% | 32.9% |
| 17 | FREEDOM MORTGAGE CORPORATION | 127 | 1.7% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 106 | 1.4% | 44.7% |
| 19 | American Security Mortgage Corp. | 101 | 1.3% | — |
| 20 | Broker Solutions, Inc. | 96 | 1.3% | — |
| 21 | 21st Mortgage Corporation | 94 | 1.2% | — |
| 22 | MOVEMENT MORTGAGE, LLC | 91 | 1.2% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 85 | 1.1% | — |
| 24 | Kiavi Funding, Inc. | 78 | 1.0% | — |
| 25 | PNC Bank, National Association 62 out of 100, Moderate | 76 | 1.0% | 33.8% |
| 26 | First National Bank of Pennsylvania 64 out of 100, Moderate | 73 | 1.0% | 26.6% |
| 27 | NATIONSTAR MORTGAGE LLC | 72 | 0.9% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 71 | 0.9% | — |
| 29 | AmeriSave Mortgage Corporation | 67 | 0.9% | — |
| 30 | INSPIRE HOME LOANS INC. | 60 | 0.8% | — |
| 31 | PLANET HOME LENDING, LLC | 59 | 0.8% | — |
| 32 | NEW DAY FINANCIAL, LLC | 54 | 0.7% | — |
| 33 | LOCAL GOVERNMENT | 53 | 0.7% | — |
| 34 | Integrity Home Mortgage Corporation | 52 | 0.7% | — |
| 35 | Loandepot.Com, LLC | 50 | 0.7% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 49 | 0.6% | 22.2% |
| 37 | United Bank 74 out of 100, Strong | 47 | 0.6% | 20.3% |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 44 | 0.6% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 44 | 0.6% | 3.0% |
| 40 | First Bank 74 out of 100, Strong | 35 | 0.5% | 18.3% |
Top 40 of 315 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps