North Carolina · HMDA 2025
Mortgage lenders in Randolph County, NC
277 lenders reported 6,209 home-loan applications in Randolph County in 2025. 3,200 closed as loans ($627.9M), 1,220 were denied — a 26.5% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 27% of applications, led by STATE EMPLOYEES'. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,209
- Loans originated
- 3,200
- Purchase / refinance
- 1,572 / 1,020
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Randolph County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 748 | 12.0% | — |
| 2 | Truliant Federal Credit Union 67 out of 100, Moderate | 584 | 9.4% | 50.3% |
| 3 | Rocket Mortgage, LLC | 327 | 5.3% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 306 | 4.9% | — |
| 5 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 287 | 4.6% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 198 | 3.2% | — |
| 7 | Truist Bank 63 out of 100, Moderate | 185 | 3.0% | 40.8% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 134 | 2.2% | — |
| 9 | DHI MORTGAGE COMPANY, LTD. | 132 | 2.1% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 119 | 1.9% | — |
| 11 | NEWREZ LLC | 118 | 1.9% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 116 | 1.9% | — |
| 13 | Pinnacle Bank 60 out of 100, Moderate | 98 | 1.6% | 17.5% |
| 14 | Mortgage Research Center, LLC | 92 | 1.5% | — |
| 15 | MOVEMENT MORTGAGE, LLC | 86 | 1.4% | — |
| 16 | Wolfe Financial, Inc | 83 | 1.3% | — |
| 17 | 21st Mortgage Corporation | 74 | 1.2% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 73 | 1.2% | — |
| 19 | The Fidelity Bank 78 out of 100, Strong | 71 | 1.1% | 14.7% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 70 | 1.1% | 14.1% |
| 21 | PNC Bank, National Association 62 out of 100, Moderate | 69 | 1.1% | 33.8% |
| 22 | Loandepot.Com, LLC | 58 | 0.9% | — |
| 23 | Broker Solutions, Inc. | 58 | 0.9% | — |
| 24 | Alcova Mortgage LLC | 58 | 0.9% | — |
| 25 | AmeriSave Mortgage Corporation | 57 | 0.9% | — |
| 26 | First Bank 74 out of 100, Strong | 55 | 0.9% | 18.3% |
| 27 | PLANET HOME LENDING, LLC | 54 | 0.9% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 50 | 0.8% | — |
| 29 | First National Bank of Pennsylvania 64 out of 100, Moderate | 50 | 0.8% | 26.6% |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 48 | 0.8% | 44.7% |
| 31 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 48 | 0.8% | 22.5% |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 47 | 0.8% | — |
| 33 | GUARANTEED RATE, INC. | 45 | 0.7% | — |
| 34 | First Horizon Bank 64 out of 100, Moderate | 43 | 0.7% | 25.4% |
| 35 | Coastal Community Bank 35 out of 100, Low | 43 | 0.7% | 3.0% |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 42 | 0.7% | 32.9% |
| 37 | Fairway Independent Mortgage Corporation | 42 | 0.7% | — |
| 38 | UNION HOME MORTGAGE CORP. | 40 | 0.6% | — |
| 39 | LOCAL GOVERNMENT | 36 | 0.6% | — |
| 40 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 36 | 0.6% | — |
Top 40 of 277 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps