North Carolina · HMDA 2025
Mortgage lenders in Rockingham County, NC
279 lenders reported 4,685 home-loan applications in Rockingham County in 2025. 2,272 closed as loans ($448.1M), 997 were denied — a 29.4% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 23% of applications, led by STATE EMPLOYEES'. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,685
- Loans originated
- 2,272
- Purchase / refinance
- 1,230 / 669
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rockingham County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 456 | 9.7% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 401 | 8.6% | — |
| 3 | Rocket Mortgage, LLC | 228 | 4.9% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 163 | 3.5% | 40.8% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 161 | 3.4% | — |
| 6 | First National Bank of Pennsylvania 64 out of 100, Moderate | 144 | 3.1% | 26.6% |
| 7 | DHI MORTGAGE COMPANY, LTD. | 138 | 2.9% | — |
| 8 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 132 | 2.8% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 131 | 2.8% | — |
| 10 | Truliant Federal Credit Union 67 out of 100, Moderate | 121 | 2.6% | 50.3% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 116 | 2.5% | — |
| 12 | NEWREZ LLC | 98 | 2.1% | — |
| 13 | Mortgage Research Center, LLC | 89 | 1.9% | — |
| 14 | HomeTrust Bank 68 out of 100, Moderate | 88 | 1.9% | 24.1% |
| 15 | Renasant Bank 64 out of 100, Moderate | 72 | 1.5% | 11.6% |
| 16 | MOVEMENT MORTGAGE, LLC | 66 | 1.4% | — |
| 17 | Alcova Mortgage LLC | 64 | 1.4% | — |
| 18 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 64 | 1.4% | 22.5% |
| 19 | AmeriSave Mortgage Corporation | 62 | 1.3% | — |
| 20 | Click n' Close, Inc. | 60 | 1.3% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 58 | 1.2% | — |
| 22 | 21st Mortgage Corporation | 55 | 1.2% | — |
| 23 | Broker Solutions, Inc. | 48 | 1.0% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 45 | 1.0% | 32.9% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 44 | 0.9% | — |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 42 | 0.9% | 44.7% |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 42 | 0.9% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 39 | 0.8% | 14.1% |
| 29 | PLANET HOME LENDING, LLC | 38 | 0.8% | — |
| 30 | Loandepot.Com, LLC | 37 | 0.8% | — |
| 31 | GUARANTEED RATE, INC. | 36 | 0.8% | — |
| 32 | The Fidelity Bank 78 out of 100, Strong | 34 | 0.7% | 14.7% |
| 33 | AMERICAN FINANCIAL RESOURCES, INC. | 33 | 0.7% | — |
| 34 | NATIONSTAR MORTGAGE LLC | 33 | 0.7% | — |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 29 | 0.6% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 29 | 0.6% | 3.0% |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 28 | 0.6% | — |
| 38 | FIGURE LENDING LLC | 25 | 0.5% | — |
| 39 | Kiavi Funding, Inc. | 24 | 0.5% | — |
| 40 | EQUITY RESOURCES, INC. | 24 | 0.5% | — |
Top 40 of 279 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps