North Carolina · HMDA 2025
Mortgage lenders in Vance County, NC
182 lenders reported 1,381 home-loan applications in Vance County in 2025. 617 closed as loans ($124.6M), 340 were denied — a 34.4% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 25% of applications, led by STATE EMPLOYEES'. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,381
- Loans originated
- 617
- Purchase / refinance
- 307 / 211
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Vance County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 214 | 15.5% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 66 | 4.8% | — |
| 3 | Rocket Mortgage, LLC | 61 | 4.4% | — |
| 4 | COASTAL Federal Credit Union 66 out of 100, Moderate | 51 | 3.7% | 28.9% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 48 | 3.5% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 45 | 3.3% | 40.8% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 36 | 2.6% | — |
| 8 | Benchmark Community Bank 75 out of 100, Strong | 33 | 2.4% | 9.1% |
| 9 | NEWREZ LLC | 32 | 2.3% | — |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 30 | 2.2% | — |
| 11 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 28 | 2.0% | 22.5% |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 27 | 2.0% | 32.9% |
| 13 | PNC Bank, National Association 62 out of 100, Moderate | 27 | 2.0% | 33.8% |
| 14 | FREEDOM MORTGAGE CORPORATION | 27 | 2.0% | — |
| 15 | Mortgage Research Center, LLC | 24 | 1.7% | — |
| 16 | AmeriSave Mortgage Corporation | 23 | 1.7% | — |
| 17 | Loandepot.Com, LLC | 22 | 1.6% | — |
| 18 | UNION HOME MORTGAGE CORP. | 22 | 1.6% | — |
| 19 | First National Bank of Pennsylvania 64 out of 100, Moderate | 22 | 1.6% | 26.6% |
| 20 | Bank of America, National Association 59 out of 100, Moderate | 18 | 1.3% | 44.7% |
| 21 | VILLAGE CAPITAL & INVESTMENT LLC | 17 | 1.2% | — |
| 22 | Broker Solutions, Inc. | 16 | 1.2% | — |
| 23 | Primis Mortgage Company | 16 | 1.2% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 0.9% | 14.1% |
| 25 | LOCAL GOVERNMENT | 13 | 0.9% | — |
| 26 | CARRINGTON MORTGAGE SERVICES, LLC | 13 | 0.9% | — |
| 27 | MOVEMENT MORTGAGE, LLC | 12 | 0.9% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 0.9% | — |
| 29 | PLANET HOME LENDING, LLC | 12 | 0.9% | — |
| 30 | Equity Prime Mortgage LLC | 11 | 0.8% | — |
| 31 | 21st Mortgage Corporation | 10 | 0.7% | — |
| 32 | GUARANTEED RATE, INC. | 10 | 0.7% | — |
| 33 | AMERICAN FINANCIAL RESOURCES, INC. | 9 | 0.7% | — |
| 34 | VICTORIAN FINANCE, LLC | 9 | 0.7% | — |
| 35 | GUILD MORTGAGE COMPANY | 8 | 0.6% | — |
| 36 | The Federal Savings Bank 51 out of 100, Below average | 8 | 0.6% | 19.1% |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 8 | 0.6% | — |
| 38 | LOWER, LLC | 8 | 0.6% | — |
| 39 | Discover Bank | 7 | 0.5% | — |
| 40 | Citadel Servicing Corporation | 7 | 0.5% | — |
Top 40 of 182 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps