North Carolina · HMDA 2025
Mortgage lenders in Wilkes County, NC
199 lenders reported 2,291 home-loan applications in Wilkes County in 2025. 1,142 closed as loans ($218.6M), 478 were denied — a 28.3% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 34% of applications, led by STATE EMPLOYEES'. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,291
- Loans originated
- 1,142
- Purchase / refinance
- 559 / 350
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wilkes County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 478 | 20.9% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 166 | 7.2% | — |
| 3 | Rocket Mortgage, LLC | 131 | 5.7% | — |
| 4 | First National Bank of Pennsylvania 64 out of 100, Moderate | 126 | 5.5% | 26.6% |
| 5 | Truist Bank 63 out of 100, Moderate | 97 | 4.2% | 40.8% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 53 | 2.3% | — |
| 7 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 51 | 2.2% | — |
| 8 | Mortgage Research Center, LLC | 42 | 1.8% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 39 | 1.7% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 37 | 1.6% | — |
| 11 | GUILD MORTGAGE COMPANY | 36 | 1.6% | — |
| 12 | Alcova Mortgage LLC | 33 | 1.4% | — |
| 13 | 21st Mortgage Corporation | 30 | 1.3% | — |
| 14 | Loandepot.Com, LLC | 30 | 1.3% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 29 | 1.3% | — |
| 16 | NEWREZ LLC | 27 | 1.2% | — |
| 17 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 27 | 1.2% | 22.2% |
| 18 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 26 | 1.1% | — |
| 19 | Truliant Federal Credit Union 67 out of 100, Moderate | 26 | 1.1% | 50.3% |
| 20 | Broker Solutions, Inc. | 25 | 1.1% | — |
| 21 | AmeriSave Mortgage Corporation | 25 | 1.1% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 24 | 1.0% | 44.7% |
| 23 | NATIONSTAR MORTGAGE LLC | 23 | 1.0% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 22 | 1.0% | 14.1% |
| 25 | First Community Bank 75 out of 100, Strong | 22 | 1.0% | 30.8% |
| 26 | Fairway Independent Mortgage Corporation | 19 | 0.8% | — |
| 27 | PLANET HOME LENDING, LLC | 19 | 0.8% | — |
| 28 | First Horizon Bank 64 out of 100, Moderate | 19 | 0.8% | 25.4% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 18 | 0.8% | 32.9% |
| 30 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 18 | 0.8% | 22.5% |
| 31 | MOVEMENT MORTGAGE, LLC | 17 | 0.7% | — |
| 32 | SKYLINE NATIONAL BANK 66 out of 100, Moderate | 17 | 0.7% | 5.7% |
| 33 | LOCAL GOVERNMENT | 17 | 0.7% | — |
| 34 | Coastal Community Bank 35 out of 100, Low | 17 | 0.7% | 3.0% |
| 35 | Summit Mortgage Corporation | 16 | 0.7% | — |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 0.7% | — |
| 37 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 15 | 0.7% | 74.7% |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 14 | 0.6% | — |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 12 | 0.5% | 32.5% |
| 40 | SPRING EQ, LLC | 12 | 0.5% | — |
Top 40 of 199 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps