Oklahoma · HMDA 2025
Mortgage lenders in Cherokee County, OK
157 lenders reported 1,689 home-loan applications in Cherokee County in 2025. 822 closed as loans ($149.1M), 294 were denied — a 24.0% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 25% of applications, led by Arvest Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,689
- Loans originated
- 822
- Purchase / refinance
- 419 / 238
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cherokee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Arvest Bank 57 out of 100, Moderate | 157 | 9.3% | 18.5% |
| 2 | BancFirst 71 out of 100, Strong | 134 | 7.9% | 10.2% |
| 3 | Armstrong Bank 74 out of 100, Strong | 125 | 7.4% | 9.7% |
| 4 | Rocket Mortgage, LLC | 84 | 5.0% | — |
| 5 | 21st Mortgage Corporation | 79 | 4.7% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 72 | 4.3% | — |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 64 | 3.8% | — |
| 8 | Broker Solutions, Inc. | 58 | 3.4% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 47 | 2.8% | — |
| 10 | TTCU Federal Credit Union 73 out of 100, Strong | 41 | 2.4% | 18.1% |
| 11 | NEWREZ LLC | 39 | 2.3% | — |
| 12 | Mortgage Research Center, LLC | 39 | 2.3% | — |
| 13 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 34 | 2.0% | 74.7% |
| 14 | Local Bank | 29 | 1.7% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 28 | 1.7% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 25 | 1.5% | — |
| 17 | American Mortgage Bank, LLC | 23 | 1.4% | — |
| 18 | SOUTHWEST STAGE FUNDING, LLC | 23 | 1.4% | — |
| 19 | PLANET HOME LENDING, LLC | 22 | 1.3% | — |
| 20 | Firstar Bank 66 out of 100, Moderate | 22 | 1.3% | 3.7% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 1.2% | 14.1% |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 1.0% | — |
| 23 | AmeriSave Mortgage Corporation | 16 | 0.9% | — |
| 24 | FIGURE LENDING LLC | 16 | 0.9% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 16 | 0.9% | — |
| 26 | NEW DAY FINANCIAL, LLC | 15 | 0.9% | — |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 15 | 0.9% | — |
| 28 | Coastal Community Bank 35 out of 100, Low | 14 | 0.8% | 3.0% |
| 29 | GUILD MORTGAGE COMPANY | 13 | 0.8% | — |
| 30 | U.S. Bank National Association 55 out of 100, Moderate | 13 | 0.8% | 39.5% |
| 31 | MORTGAGE CLEARING CORPORATION | 12 | 0.7% | — |
| 32 | PHH Mortgage Corporation | 12 | 0.7% | — |
| 33 | MORTGAGE INVESTMENT SERVICES CORPORATION | 11 | 0.7% | — |
| 34 | Gateway First Bank 54 out of 100, Below average | 11 | 0.7% | 5.3% |
| 35 | American Bank of Oklahoma | 11 | 0.7% | — |
| 36 | CARRINGTON MORTGAGE SERVICES, LLC | 11 | 0.7% | — |
| 37 | SPRING EQ, LLC | 10 | 0.6% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 0.5% | 32.9% |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 0.5% | — |
| 40 | ASSOCIATED MORTGAGE CORPORATION | 9 | 0.5% | — |
Top 40 of 157 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps