Oklahoma · HMDA 2025
Mortgage lenders in Garvin County, OK
139 lenders reported 981 home-loan applications in Garvin County in 2025. 366 closed as loans ($60.1M), 241 were denied — a 36.8% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 21% of applications, led by First United Bank and Trust Company. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 981
- Loans originated
- 366
- Purchase / refinance
- 190 / 122
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Garvin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First United Bank and Trust Company 50 out of 100, Below average | 82 | 8.4% | 8.1% |
| 2 | 21st Mortgage Corporation | 70 | 7.1% | — |
| 3 | Rocket Mortgage, LLC | 50 | 5.1% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 46 | 4.7% | — |
| 5 | The First National Bank and Trust Co. 70 out of 100, Strong | 37 | 3.8% | 24.1% |
| 6 | Gateway First Bank 54 out of 100, Below average | 33 | 3.4% | 5.3% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 29 | 3.0% | — |
| 8 | NEWREZ LLC | 25 | 2.5% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 24 | 2.4% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 23 | 2.3% | 39.5% |
| 11 | Mortgage Research Center, LLC | 22 | 2.2% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 20 | 2.0% | — |
| 13 | ASSOCIATED MORTGAGE CORPORATION | 16 | 1.6% | — |
| 14 | VANDERBILT MORTGAGE AND FINANCE, INC. | 15 | 1.5% | — |
| 15 | Loandepot.Com, LLC | 15 | 1.5% | — |
| 16 | TINKER FEDERAL CREDIT UNION 83 out of 100, Strong | 15 | 1.5% | 33.6% |
| 17 | AmeriSave Mortgage Corporation | 14 | 1.4% | — |
| 18 | SOUTHWEST STAGE FUNDING, LLC | 14 | 1.4% | — |
| 19 | First Bank & Trust Co. | 14 | 1.4% | — |
| 20 | CARRINGTON MORTGAGE SERVICES, LLC | 14 | 1.4% | — |
| 21 | PLANET HOME LENDING, LLC | 13 | 1.3% | — |
| 22 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 13 | 1.3% | 74.7% |
| 23 | Broker Solutions, Inc. | 11 | 1.1% | — |
| 24 | FIGURE LENDING LLC | 11 | 1.1% | — |
| 25 | COUNTRYPLACE MORTGAGE, LTD. | 11 | 1.1% | — |
| 26 | BancFirst 71 out of 100, Strong | 11 | 1.1% | 10.2% |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.0% | 14.1% |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 10 | 1.0% | 44.7% |
| 29 | Equity Prime Mortgage LLC | 10 | 1.0% | — |
| 30 | Vision Bank | 10 | 1.0% | — |
| 31 | Simmons Bank 60 out of 100, Moderate | 10 | 1.0% | 26.5% |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 0.9% | — |
| 33 | Chickasaw Community Bank 47 out of 100, Below average | 9 | 0.9% | 34.1% |
| 34 | PLAZA HOME MORTGAGE, INC. | 9 | 0.9% | — |
| 35 | BETTER MORTGAGE CORPORATION | 8 | 0.8% | — |
| 36 | Great Plains National Bank | 8 | 0.8% | — |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.7% | 32.9% |
| 38 | GUILD MORTGAGE COMPANY | 7 | 0.7% | — |
| 39 | NATIONSTAR MORTGAGE LLC | 7 | 0.7% | — |
| 40 | NEW DAY FINANCIAL, LLC | 7 | 0.7% | — |
Top 40 of 139 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps