Oklahoma · HMDA 2025
Mortgage lenders in Mayes County, OK
171 lenders reported 1,697 home-loan applications in Mayes County in 2025. 721 closed as loans ($143.6M), 331 were denied — a 28.9% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 17% of applications, led by Arvest Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,697
- Loans originated
- 721
- Purchase / refinance
- 406 / 196
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mayes County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Arvest Bank 57 out of 100, Moderate | 121 | 7.1% | 18.5% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 87 | 5.1% | — |
| 3 | 21st Mortgage Corporation | 82 | 4.8% | — |
| 4 | Rocket Mortgage, LLC | 66 | 3.9% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 63 | 3.7% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 59 | 3.5% | — |
| 7 | Mortgage Research Center, LLC | 56 | 3.3% | — |
| 8 | RCB Bank 72 out of 100, Strong | 56 | 3.3% | 9.7% |
| 9 | Bank of Commerce 82 out of 100, Strong | 43 | 2.5% | 22.2% |
| 10 | First United Bank and Trust Company 50 out of 100, Below average | 40 | 2.4% | 8.1% |
| 11 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 40 | 2.4% | 74.7% |
| 12 | NEWREZ LLC | 36 | 2.1% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 36 | 2.1% | 39.5% |
| 14 | PLANET HOME LENDING, LLC | 36 | 2.1% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 36 | 2.1% | — |
| 16 | BancFirst 71 out of 100, Strong | 36 | 2.1% | 10.2% |
| 17 | Tulsa Federal Credit Union | 35 | 2.1% | — |
| 18 | CANOPY MORTGAGE, LLC | 34 | 2.0% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 33 | 1.9% | — |
| 20 | MORTGAGE INVESTMENT SERVICES CORPORATION | 32 | 1.9% | — |
| 21 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 1.6% | — |
| 22 | TTCU Federal Credit Union 73 out of 100, Strong | 26 | 1.5% | 18.1% |
| 23 | ASSOCIATED MORTGAGE CORPORATION | 25 | 1.5% | — |
| 24 | BOKF, National Association 64 out of 100, Moderate | 25 | 1.5% | 27.5% |
| 25 | Waterstone Mortgage Corporation | 25 | 1.5% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 22 | 1.3% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 1.2% | 14.1% |
| 28 | FLAT BRANCH MORTGAGE, INC. | 20 | 1.2% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 0.9% | 32.9% |
| 30 | AmeriSave Mortgage Corporation | 16 | 0.9% | — |
| 31 | Broker Solutions, Inc. | 14 | 0.8% | — |
| 32 | FIGURE LENDING LLC | 14 | 0.8% | — |
| 33 | SOUTHWEST STAGE FUNDING, LLC | 14 | 0.8% | — |
| 34 | RED CROWN | 14 | 0.8% | — |
| 35 | Loandepot.Com, LLC | 13 | 0.8% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 0.8% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 12 | 0.7% | 3.0% |
| 38 | Discover Bank | 11 | 0.6% | — |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 11 | 0.6% | — |
| 40 | PHH Mortgage Corporation | 11 | 0.6% | — |
Top 40 of 171 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps