Oklahoma · HMDA 2025
Mortgage lenders in Pawnee County, OK
111 lenders reported 737 home-loan applications in Pawnee County in 2025. 284 closed as loans ($51.0M), 182 were denied — a 35.1% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 24% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 737
- Loans originated
- 284
- Purchase / refinance
- 173 / 72
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pawnee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 82 | 11.1% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 55 | 7.5% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 39 | 5.3% | — |
| 4 | Rocket Mortgage, LLC | 34 | 4.6% | — |
| 5 | American Heritage Bank | 24 | 3.3% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 22 | 3.0% | — |
| 7 | ASSOCIATED MORTGAGE CORPORATION | 21 | 2.8% | — |
| 8 | Mortgage Research Center, LLC | 19 | 2.6% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 19 | 2.6% | 39.5% |
| 10 | BOKF, National Association 64 out of 100, Moderate | 19 | 2.6% | 27.5% |
| 11 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 18 | 2.4% | 74.7% |
| 12 | PLANET HOME LENDING, LLC | 17 | 2.3% | — |
| 13 | SOUTHWEST STAGE FUNDING, LLC | 16 | 2.2% | — |
| 14 | NEWREZ LLC | 15 | 2.0% | — |
| 15 | First United Bank and Trust Company 50 out of 100, Below average | 15 | 2.0% | 8.1% |
| 16 | Arvest Bank 57 out of 100, Moderate | 15 | 2.0% | 18.5% |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 13 | 1.8% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 1.6% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 12 | 1.6% | — |
| 20 | Armstrong Bank 74 out of 100, Strong | 10 | 1.4% | 9.7% |
| 21 | First Bank & Trust Company 78 out of 100, Strong | 10 | 1.4% | 10.9% |
| 22 | Tulsa Federal Credit Union | 9 | 1.2% | — |
| 23 | FIGURE LENDING LLC | 8 | 1.1% | — |
| 24 | Gateway First Bank 54 out of 100, Below average | 8 | 1.1% | 5.3% |
| 25 | SPRING EQ, LLC | 7 | 0.9% | — |
| 26 | RCB Bank 72 out of 100, Strong | 7 | 0.9% | 9.7% |
| 27 | TTCU Federal Credit Union 73 out of 100, Strong | 7 | 0.9% | 18.1% |
| 28 | COUNTRYPLACE MORTGAGE, LTD. | 7 | 0.9% | — |
| 29 | FLAT BRANCH MORTGAGE, INC. | 7 | 0.9% | — |
| 30 | AmeriSave Mortgage Corporation | 6 | 0.8% | — |
| 31 | MORTGAGE CLEARING CORPORATION | 6 | 0.8% | — |
| 32 | AMERICAN FINANCING CORPORATION | 6 | 0.8% | — |
| 33 | BancFirst 71 out of 100, Strong | 6 | 0.8% | 10.2% |
| 34 | Communication Federal Credit Union 68 out of 100, Moderate | 6 | 0.8% | 14.9% |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.7% | 44.7% |
| 36 | THE MORTGAGE LINK, INC. | 5 | 0.7% | — |
| 37 | NEW DAY FINANCIAL, LLC | 5 | 0.7% | — |
| 38 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.5% | 14.1% |
| 39 | Broker Solutions, Inc. | 4 | 0.5% | — |
| 40 | GUILD MORTGAGE COMPANY | 4 | 0.5% | — |
Top 40 of 111 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps