Oklahoma · HMDA 2025
Mortgage lenders in Seminole County, OK
121 lenders reported 807 home-loan applications in Seminole County in 2025. 316 closed as loans ($50.7M), 186 were denied — a 33.8% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 29% of applications, led by First United Bank and Trust Company. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 807
- Loans originated
- 316
- Purchase / refinance
- 172 / 90
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Seminole County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First United Bank and Trust Company 50 out of 100, Below average | 92 | 11.4% | 8.1% |
| 2 | 21st Mortgage Corporation | 75 | 9.3% | — |
| 3 | BancFirst 71 out of 100, Strong | 66 | 8.2% | 10.2% |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 46 | 5.7% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 32 | 4.0% | — |
| 6 | Rocket Mortgage, LLC | 31 | 3.8% | — |
| 7 | Mortgage Research Center, LLC | 26 | 3.2% | — |
| 8 | Gateway First Bank 54 out of 100, Below average | 21 | 2.6% | 5.3% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 19 | 2.4% | — |
| 10 | TINKER FEDERAL CREDIT UNION 83 out of 100, Strong | 16 | 2.0% | 33.6% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 1.9% | — |
| 12 | AmeriSave Mortgage Corporation | 15 | 1.9% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 14 | 1.7% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 12 | 1.5% | 39.5% |
| 15 | BMO Bank National Association 58 out of 100, Moderate | 11 | 1.4% | 40.5% |
| 16 | SOUTHWEST STAGE FUNDING, LLC | 11 | 1.4% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 1.2% | — |
| 18 | Loandepot.Com, LLC | 9 | 1.1% | — |
| 19 | PLANET HOME LENDING, LLC | 9 | 1.1% | — |
| 20 | NEWREZ LLC | 8 | 1.0% | — |
| 21 | Sovereign Bank 64 out of 100, Moderate | 8 | 1.0% | 1.9% |
| 22 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 1.0% | 74.7% |
| 23 | CARRINGTON MORTGAGE SERVICES, LLC | 8 | 1.0% | — |
| 24 | CANOPY MORTGAGE, LLC | 8 | 1.0% | — |
| 25 | Vision Bank | 7 | 0.9% | — |
| 26 | Communication Federal Credit Union 68 out of 100, Moderate | 7 | 0.9% | 14.9% |
| 27 | BOKF, National Association 64 out of 100, Moderate | 7 | 0.9% | 27.5% |
| 28 | Arvest Bank 57 out of 100, Moderate | 7 | 0.9% | 18.5% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.7% | 32.9% |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.7% | 14.1% |
| 31 | Stride Bank, National Association 69 out of 100, Moderate | 6 | 0.7% | 3.2% |
| 32 | Great Plains National Bank | 6 | 0.7% | — |
| 33 | Broker Solutions, Inc. | 5 | 0.6% | — |
| 34 | MidFirst Bank 34 out of 100, Low | 5 | 0.6% | 16.3% |
| 35 | ZILLOW HOME LOANS, LLC | 5 | 0.6% | — |
| 36 | NEW DAY FINANCIAL, LLC | 5 | 0.6% | — |
| 37 | GoodLeap, LLC | 5 | 0.6% | — |
| 38 | Patrons Bank, NA 69 out of 100, Moderate | 5 | 0.6% | 8.3% |
| 39 | Coastal Community Bank 35 out of 100, Low | 5 | 0.6% | 3.0% |
| 40 | CMG MORTGAGE, INC. | 4 | 0.5% | — |
Top 40 of 121 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps