Oregon · HMDA 2025
Mortgage lenders in Klamath County, OR
210 lenders reported 3,132 home-loan applications in Klamath County in 2025. 1,596 closed as loans ($370.1M), 498 were denied — a 22.8% denial rate on decided applications, above the Oregon rate of 19.0%. The three most active lenders handled 18% of applications, led by ROGUE CREDIT UNION. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,132
- Loans originated
- 1,596
- Purchase / refinance
- 782 / 511
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Klamath County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ROGUE CREDIT UNION 67 out of 100, Moderate | 202 | 6.4% | 13.2% |
| 2 | Rocket Mortgage, LLC | 194 | 6.2% | — |
| 3 | SUMMIT FUNDING, INC. | 156 | 5.0% | — |
| 4 | NEWREZ LLC | 145 | 4.6% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 110 | 3.5% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 102 | 3.3% | — |
| 7 | Mortgage Research Center, LLC | 102 | 3.3% | — |
| 8 | FIRST COMMUNITY | 93 | 3.0% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 87 | 2.8% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 84 | 2.7% | 39.5% |
| 11 | Sierra Pacific Mortgage Company, Inc. | 81 | 2.6% | — |
| 12 | KIND LENDING, LLC | 75 | 2.4% | — |
| 13 | Umpqua Bank 64 out of 100, Moderate | 75 | 2.4% | 28.5% |
| 14 | MASON MCDUFFIE MORTGAGE CORPORATION | 71 | 2.3% | — |
| 15 | Loandepot.Com, LLC | 66 | 2.1% | — |
| 16 | Broker Solutions, Inc. | 65 | 2.1% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 62 | 2.0% | 14.1% |
| 18 | SPRING EQ, LLC | 60 | 1.9% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 57 | 1.8% | — |
| 20 | CMG MORTGAGE, INC. | 52 | 1.7% | — |
| 21 | AmeriSave Mortgage Corporation | 42 | 1.3% | — |
| 22 | TRIAD FINANCIAL SERVICES, INC. | 37 | 1.2% | — |
| 23 | 21st Mortgage Corporation | 35 | 1.1% | — |
| 24 | GUILD MORTGAGE COMPANY | 35 | 1.1% | — |
| 25 | AMERICAN PACIFIC MORTGAGE CORPORATION | 35 | 1.1% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 33 | 1.1% | 32.9% |
| 27 | FIGURE LENDING LLC | 33 | 1.1% | — |
| 28 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 32 | 1.0% | 17.5% |
| 29 | PHH Mortgage Corporation | 31 | 1.0% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 27 | 0.9% | — |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 27 | 0.9% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 26 | 0.8% | 3.0% |
| 33 | NEW DAY FINANCIAL, LLC | 25 | 0.8% | — |
| 34 | Mid Oregon | 24 | 0.8% | — |
| 35 | Banner Bank 72 out of 100, Strong | 24 | 0.8% | 35.6% |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 23 | 0.7% | — |
| 37 | First Interstate Bank 62 out of 100, Moderate | 20 | 0.6% | 29.4% |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 18 | 0.6% | — |
| 39 | Discover Bank | 17 | 0.5% | — |
| 40 | MEMBER FIRST MORTGAGE, LLC | 16 | 0.5% | — |
Top 40 of 210 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps