Oregon · HMDA 2025
Mortgage lenders in Morrow County, OR
98 lenders reported 481 home-loan applications in Morrow County in 2025. 244 closed as loans ($66.5M), 69 were denied — a 21.2% denial rate on decided applications, above the Oregon rate of 19.0%. The three most active lenders handled 19% of applications, led by BAYSHORE MORTGAGE FUNDING, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 481
- Loans originated
- 244
- Purchase / refinance
- 141 / 68
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Morrow County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BAYSHORE MORTGAGE FUNDING, LLC | 34 | 7.1% | — |
| 2 | Banner Bank 72 out of 100, Strong | 29 | 6.0% | 35.6% |
| 3 | Rocket Mortgage, LLC | 28 | 5.8% | — |
| 4 | GUILD MORTGAGE COMPANY | 27 | 5.6% | — |
| 5 | NEWREZ LLC | 26 | 5.4% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 24 | 5.0% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 18 | 3.7% | — |
| 8 | AMERICAN PACIFIC MORTGAGE CORPORATION | 16 | 3.3% | — |
| 9 | Umpqua Bank 64 out of 100, Moderate | 15 | 3.1% | 28.5% |
| 10 | FREEDOM MORTGAGE CORPORATION | 14 | 2.9% | — |
| 11 | Fairway Independent Mortgage Corporation | 11 | 2.3% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 2.3% | 39.5% |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 2.3% | — |
| 14 | GESA | 11 | 2.3% | — |
| 15 | Mortgage Research Center, LLC | 10 | 2.1% | — |
| 16 | Sierra Pacific Mortgage Company, Inc. | 9 | 1.9% | — |
| 17 | VANDERBILT MORTGAGE AND FINANCE, INC. | 8 | 1.7% | — |
| 18 | MORTGAGE EXPRESS, LLC | 8 | 1.7% | — |
| 19 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 1.7% | — |
| 20 | HAPO COMMUNITY CREDIT UNION 80 out of 100, Strong | 6 | 1.2% | 25.8% |
| 21 | PHH Mortgage Corporation | 6 | 1.2% | — |
| 22 | Coastal Community Bank 35 out of 100, Low | 6 | 1.2% | 3.0% |
| 23 | CMG MORTGAGE, INC. | 5 | 1.0% | — |
| 24 | 1st Security Bank of Washington 67 out of 100, Moderate | 5 | 1.0% | 8.1% |
| 25 | AgWest Farm Credit, FLCA | 5 | 1.0% | — |
| 26 | FIRST COMMUNITY | 5 | 1.0% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.8% | 32.9% |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.8% | 14.1% |
| 29 | AmeriSave Mortgage Corporation | 4 | 0.8% | — |
| 30 | Synergy One Lending, Inc. | 4 | 0.8% | — |
| 31 | FIGURE LENDING LLC | 4 | 0.8% | — |
| 32 | PLANET HOME LENDING, LLC | 4 | 0.8% | — |
| 33 | Bank of Eastern Oregon 73 out of 100, Strong | 4 | 0.8% | 5.3% |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.8% | — |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.8% | — |
| 36 | 21st Mortgage Corporation | 3 | 0.6% | — |
| 37 | Loandepot.Com, LLC | 3 | 0.6% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.6% | — |
| 39 | SPRING EQ, LLC | 3 | 0.6% | — |
| 40 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | 0.6% | — |
Top 40 of 98 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps