Oregon · HMDA 2025
Mortgage lenders in Umatilla County, OR
193 lenders reported 3,091 home-loan applications in Umatilla County in 2025. 1,610 closed as loans ($391.1M), 449 were denied — a 20.9% denial rate on decided applications, above the Oregon rate of 19.0%. The three most active lenders handled 21% of applications, led by GUILD MORTGAGE COMPANY. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,091
- Loans originated
- 1,610
- Purchase / refinance
- 855 / 521
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Umatilla County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUILD MORTGAGE COMPANY | 290 | 9.4% | — |
| 2 | FIRST COMMUNITY | 192 | 6.2% | — |
| 3 | AMERICAN PACIFIC MORTGAGE CORPORATION | 162 | 5.2% | — |
| 4 | Rocket Mortgage, LLC | 145 | 4.7% | — |
| 5 | NEWREZ LLC | 112 | 3.6% | — |
| 6 | Banner Bank 72 out of 100, Strong | 107 | 3.5% | 35.6% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 102 | 3.3% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 91 | 2.9% | — |
| 9 | BAYSHORE MORTGAGE FUNDING, LLC | 91 | 2.9% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 85 | 2.7% | — |
| 11 | Umpqua Bank 64 out of 100, Moderate | 85 | 2.7% | 28.5% |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 81 | 2.6% | 39.5% |
| 13 | Mortgage Research Center, LLC | 64 | 2.1% | — |
| 14 | MORTGAGE EXPRESS, LLC | 64 | 2.1% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 63 | 2.0% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 49 | 1.6% | 14.1% |
| 17 | GESA | 49 | 1.6% | — |
| 18 | PREMIER MORTGAGE RESOURCES, L.L.C. | 46 | 1.5% | — |
| 19 | TRIAD FINANCIAL SERVICES, INC. | 45 | 1.5% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 44 | 1.4% | — |
| 21 | Synergy One Lending, Inc. | 43 | 1.4% | — |
| 22 | HAPO COMMUNITY CREDIT UNION 80 out of 100, Strong | 34 | 1.1% | 25.8% |
| 23 | Loandepot.Com, LLC | 32 | 1.0% | — |
| 24 | MUTUAL OF OMAHA MORTGAGE, INC. | 32 | 1.0% | — |
| 25 | PHH Mortgage Corporation | 31 | 1.0% | — |
| 26 | CMG MORTGAGE, INC. | 30 | 1.0% | — |
| 27 | AmeriSave Mortgage Corporation | 29 | 0.9% | — |
| 28 | FIGURE LENDING LLC | 28 | 0.9% | — |
| 29 | PLANET HOME LENDING, LLC | 28 | 0.9% | — |
| 30 | LPMC, LLC | 28 | 0.9% | — |
| 31 | CHURCHILL MORTGAGE CORPORATION | 28 | 0.9% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 26 | 0.8% | — |
| 33 | SPRING EQ, LLC | 24 | 0.8% | — |
| 34 | NEW DAY FINANCIAL, LLC | 24 | 0.8% | — |
| 35 | Broker Solutions, Inc. | 23 | 0.7% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 21 | 0.7% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 21 | 0.7% | 3.0% |
| 38 | VANDERBILT MORTGAGE AND FINANCE, INC. | 20 | 0.6% | — |
| 39 | 21st Mortgage Corporation | 19 | 0.6% | — |
| 40 | 1st Security Bank of Washington 67 out of 100, Moderate | 19 | 0.6% | 8.1% |
Top 40 of 193 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps