Oregon · HMDA 2025
Mortgage lenders in Union County, OR
138 lenders reported 1,022 home-loan applications in Union County in 2025. 516 closed as loans ($118.7M), 158 were denied — a 22.7% denial rate on decided applications, above the Oregon rate of 19.0%. The three most active lenders handled 23% of applications, led by Fairway Independent Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,022
- Loans originated
- 516
- Purchase / refinance
- 243 / 175
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Union County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fairway Independent Mortgage Corporation | 96 | 9.4% | — |
| 2 | Synergy One Lending, Inc. | 85 | 8.3% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 57 | 5.6% | 39.5% |
| 4 | Banner Bank 72 out of 100, Strong | 56 | 5.5% | 35.6% |
| 5 | Rocket Mortgage, LLC | 55 | 5.4% | — |
| 6 | NEWREZ LLC | 44 | 4.3% | — |
| 7 | Umpqua Bank 64 out of 100, Moderate | 42 | 4.1% | 28.5% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 39 | 3.8% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 37 | 3.6% | — |
| 10 | Horizon Federally Insured State-Chartered Credit Union | 25 | 2.4% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 19 | 1.9% | — |
| 12 | FIGURE LENDING LLC | 19 | 1.9% | — |
| 13 | GUILD MORTGAGE COMPANY | 17 | 1.7% | — |
| 14 | Mortgage Research Center, LLC | 16 | 1.6% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 15 | 1.5% | — |
| 16 | AmeriSave Mortgage Corporation | 14 | 1.4% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 14 | 1.4% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.3% | 14.1% |
| 19 | The Huntington National Bank 59 out of 100, Moderate | 11 | 1.1% | 31.6% |
| 20 | SPRING EQ, LLC | 11 | 1.1% | — |
| 21 | Broker Solutions, Inc. | 10 | 1.0% | — |
| 22 | Citibank, National Association 60 out of 100, Moderate | 10 | 1.0% | 24.0% |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 9 | 0.9% | 22.2% |
| 24 | Loandepot.Com, LLC | 9 | 0.9% | — |
| 25 | TRIAD FINANCIAL SERVICES, INC. | 9 | 0.9% | — |
| 26 | PLANET HOME LENDING, LLC | 9 | 0.9% | — |
| 27 | SOFI BANK, NATIONAL ASSOCIATION | 9 | 0.9% | — |
| 28 | MUTUAL OF OMAHA MORTGAGE, INC. | 8 | 0.8% | — |
| 29 | NATIONS DIRECT MORTGAGE, LLC | 8 | 0.8% | — |
| 30 | SPOKANE TEACHERS | 8 | 0.8% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 8 | 0.8% | 3.0% |
| 32 | 21st Mortgage Corporation | 7 | 0.7% | — |
| 33 | AMERICAN FINANCING CORPORATION | 7 | 0.7% | — |
| 34 | AMERICAN PACIFIC MORTGAGE CORPORATION | 7 | 0.7% | — |
| 35 | GoodLeap, LLC | 7 | 0.7% | — |
| 36 | CMG MORTGAGE, INC. | 6 | 0.6% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.6% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.5% | 32.9% |
| 39 | Discover Bank | 5 | 0.5% | — |
| 40 | ALAMEDA MORTGAGE CORPORATION | 5 | 0.5% | — |
Top 40 of 138 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps