Oregon · HMDA 2025
Mortgage lenders in Wasco County, OR
138 lenders reported 970 home-loan applications in Wasco County in 2025. 489 closed as loans ($133.6M), 169 were denied — a 24.4% denial rate on decided applications, above the Oregon rate of 19.0%. The three most active lenders handled 18% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 970
- Loans originated
- 489
- Purchase / refinance
- 256 / 138
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wasco County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 62 | 6.4% | — |
| 2 | Rocket Mortgage, LLC | 58 | 6.0% | — |
| 3 | Umpqua Bank 64 out of 100, Moderate | 55 | 5.7% | 28.5% |
| 4 | Rivermark Community | 53 | 5.5% | — |
| 5 | CROSSCOUNTRY MORTGAGE, INC. | 47 | 4.8% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 39 | 4.0% | 39.5% |
| 7 | DIRECTORS MORTGAGE, INC. | 30 | 3.1% | — |
| 8 | NEWREZ LLC | 26 | 2.7% | — |
| 9 | GUILD MORTGAGE COMPANY | 25 | 2.6% | — |
| 10 | Synergy One Lending, Inc. | 22 | 2.3% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 20 | 2.1% | — |
| 12 | Mortgage Research Center, LLC | 20 | 2.1% | — |
| 13 | UNION HOME MORTGAGE CORP. | 18 | 1.9% | — |
| 14 | 21st Mortgage Corporation | 17 | 1.8% | — |
| 15 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 16 | 1.6% | 17.5% |
| 16 | FIGURE LENDING LLC | 15 | 1.5% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 1.4% | 14.1% |
| 18 | Loandepot.Com, LLC | 13 | 1.3% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 1.2% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 12 | 1.2% | — |
| 21 | CMG MORTGAGE, INC. | 11 | 1.1% | — |
| 22 | Fairway Independent Mortgage Corporation | 11 | 1.1% | — |
| 23 | BMO Bank National Association 83 out of 100, Strong | 11 | 1.1% | 40.5% |
| 24 | AgWest Farm Credit, FLCA | 11 | 1.1% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 1.1% | — |
| 26 | AmeriSave Mortgage Corporation | 10 | 1.0% | — |
| 27 | SPRING EQ, LLC | 10 | 1.0% | — |
| 28 | KIND LENDING, LLC | 10 | 1.0% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 10 | 1.0% | — |
| 30 | PACIFIC N W FEDERAL CREDIT UNION 67 out of 100, Moderate | 9 | 0.9% | 17.4% |
| 31 | NEW DAY FINANCIAL, LLC | 9 | 0.9% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 0.8% | 32.9% |
| 33 | Broker Solutions, Inc. | 8 | 0.8% | — |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 7 | 0.7% | — |
| 35 | Sunflower Bank, National Association 51 out of 100, Below average | 7 | 0.7% | 5.8% |
| 36 | PROVIDENT FUNDING ASSOCIATES, L.P. | 7 | 0.7% | — |
| 37 | AMERICAN FINANCIAL NETWORK, INC. | 7 | 0.7% | — |
| 38 | PREMIER MORTGAGE RESOURCES, L.L.C. | 7 | 0.7% | — |
| 39 | NATIONSTAR MORTGAGE LLC | 7 | 0.7% | — |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 0.7% | — |
Top 40 of 138 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps